Sunday musings 🙏🏾
I’m so impatient with the process of healing. I just wanna be done and over it and few things frustrate me more than being stuck rehashing the same shit.
Friends wiser than me (ahem @joslynmp
) reminded me that healing isn’t linear. Then she hit me with the ill reframe- you just gon have to let it out until it runs dry.
So. I share with you. In case you need to hear it too.
It's cold outside and she wanted to do more than color. I've always wanted to have a nice crash pad for her to practice acrobats on. But we're on a strict budget at the moment. So here is the budget version! You have a lot of pillows? Here is a great way to use them for your little tumbler!
#budgetmom #toddler #gymnastics #toddlergymnastics #tumbling #fitmom #fitfam
Hi peeps! Just wanted to introduce myself! I’m new here to this budget world. I’m determined to save my monies! Whether it be for family trips, retirement, fun things, I want to help others along the way to help save money! My name is Ashley. I’m getting married to my best friend of 8 years, Nicholas, in October. We live in the beautiful Canada with our almost 2 year old baby, Owen, and our two black cats, Zoey and Louis. Join me here for honest, funny, money saving tips. #budget #budgeting #budgetingtips #budgetboss #budgetmom
🚇 My 10 Rs. Bus Ticket 🚇
Honestly tell me, when was the last time you used the public mode of transport?
As a Mumbaikar, we just don't want to stay. We want to reach places quick and hence pick an auto instead of a BEST bus. It's been over 5 years since I have used the bus and today I did the deed. I am trying to live a life where my family spends are minimal. A tight budget is a reason and being a conscious citizen is another. For me, the drive was merely a 30 min journey but made me think..
🌳 A 10 Rs. Ticket gave me a higher view as compared to the Rick. I realized how I missed the front seat of a double decker bus. 🌲 I saved up over 50 bucks one way.
🌱 I was also thinking of the road congestion I stopped with my 10 Rupees ticket.
🌳 No one cares about where you come from or what you are. In the bus, you have the same seat and have the same window to share.
🌲 The rhyme wheels of the bus is real. The driver did tell me to move on back.
🌱 A broke down bus is better than a toppled Rick. Plus no hair mess.
🌳 The brief journey took me back to the first time I traveled by bus alone. I was in class 5 and my mum was super confident that I could travel alone.
🌲 Thought I should document this. Hence a post.
I haven't planned a fancy ending because I was too excited to have my tick-tock ticket. I gave it to Twisha on coming home and I narrated the journey as a story to her.
I only had to pack recess today as the littles finished at lunch time & were able to leave. We’re home now but started the day with blue pancakes & then we all got our blue on! Spectacular weather today for it too 💙
Summer's almost over - oh no! Boycott changing seasons with one more BBQ and try these succulent striploin steaks for just $9.99/lb @longosmarkets
My Office View Today
The way I see it… I had two ways of making my income. The first was “ordinary.” But it involve me killing myself for little pay, missing out on time with the people I cared about, constantly complaining and being stressed out. The second is “abnormal”. But it allows me to work from anywhere and be financially free, with the freedom to go one adventures all the time if I choose. I decided to try something that didn’t force me to trade my time for money and I’m happy I did♥️
If financial freedom is your goal, then understanding and overcoming your credit card debt must be your mission. 💳 At an outrageous 15-22% interest rate, credit card debt can leach your paycheck for years leaving you that much further away from your financial goals. So how can you overcome it? Here are 3 simple tips that you can implement today! 💪
1. Transfer any balance that you can't pay to a lower interest line of credit. You can get a line of credit from your bank if you have a good credit score, and these lines often carry SIGNIFICANTLY less interest.
2. Make a payment plan. Choose a percentage of your paycheck that is UNTOUCHABLE and goes straight to your debt. This is over and above paying off your credit card COMPLETELY every month. Your credit card isn't extra money, it should be used in lieu of cash that you already have. It's a convenience and should never carry a balance.
3. Create a budget. Write down all of your expenses for the month (including the percentage of your pay going to debt) and find out how much money you'll have left over after you pay these expenses. This leftover is called "disposable income" and should be the maximum amount that you allow yourself to spend before your next paycheck. Make a habit of writing down what you spend every night in a journal to track your habits - you may be surprised how much you spend on what!
Following these steps are essential to getting out of credit card debt, changing your perspective of money, and reaching financial freedom.
Why not stay in this weekend with two packs of Orville Redenbacher's microwave popcorn for only $6 at @walmartcanada
AND have a movie session at home instead of going out. Now that's a great way to save!
Updated our debt total and so excited that our next payment will put us below the $20,000 mark. It has been a very long journey and I didn’t think I would ever see this day. The IG debt-free community is just awesome. I don’t feel it would’ve been possible without your support.
#debtfreecommunity #frugalmom #budgetmom #debtfree #intentionalliving
We often get asked about how to fold a Pixie Cup. Here are our 4 favorite folds!
1. The “C” fold. This one is a classics and favorite of many.
2. The “Punch Down.” It has a smaller insertion point and is easier for some to create a tight seal.
3. The “7” fold. This one is easy to fold and easy to insert.
4. The “Rose Bud.” This one best resembles the size and shape of a tampon.
What’s your favorite go-to Pixie Cup fold?
It’s grocery day! 😃
Most of you are aware of my love affair with Aldi...it’s just the greatest store! BUT, you don’t always have to shop at Aldi to keep your grocery bill low. I alternate shopping at Aldi and my local @heb
, which is where I went today (and I also loooove). •
Another way to keep grocery costs down is by using foods you already have on hand! I marked some of the foods I already had (pantry or freezer), so you can see what was included in the $77, and what wasn’t. (If you’re wondering why there are 5 dinners pictured and not 7....one night is pizza [using whatevs we have at home], the other night is any leftovers we might have.)
Not pictured, but included in the price, were other food staples I always keep around: butter, cheese, olive oil, etc. •
If you want the recipes that go along with these meals, I’ve linked them all to a Pinterest board. Just follow the link in my profile. 😉
You have been put on notice
“The greatest threat to our planet is the belief that someone else will save it.” -Robert Swan
Pixie Cups are just one we can reduce our footprint on this earth.
Tag a friend who inspires you to go above and beyond in caring for our planet. #zerowaste #saveourplanet
I love the time I get to spend with this sweet boy. As my kids have grown and the apron strings have been stretched a little further I have been reminded over and over again just how special and limited my time as a mother is. ⠀
I’ve had my moments (many moments!), as all moms do, when I didn’t think I would be able to muster up one more ounce of patience or energy. When the diapers and tantrums and colic and all nighters and runny noses and messy faces just seemed to much for me to handle. ⠀
But, now looking back, If I could just turn back time, I would in an instant. If I could just have those kids all to myself all day everyday again I would. All that yuck is worth it to have these sweethearts in my home. ⠀
I am finally learning how to ENJOY the good AND the bad of being a mom. I’m realizing how important it is to treasure every moment spent together. And you know what, they couldn’t care less about the amount of money I have spent on them. All they want, all they have ever wanted, is my time and attention. Spending 30 minutes painting with my son was the highlight of his and my day.......And it only cost me a little time and patience. ⠀
#sweetfrugallife #momlife #sahm #stayathomemom #momming #momlifebestlife #onabudget #momonabudget #budgetmom #moneysavingmom #motherswhoknow #childhoodunplugged #freefun #funforkids #freekidsfun #momthoughts
“I am strong, I am beautiful, I am enough.” Say this out loud to yourself and then tag a friend who needs to hear these words today. #EmpoweredWomenEmpowerWomen
The chilies and I just made the cutest seasonal craft on the cheap.
I love flowers, but fresh flowers are definitely not in my budget right now, and they don’t last very long anyways. I decided to make those cute little flower pens you see in the doctors office. My thought is that I can do a different style flower for each season. I’m thinking poinsettias for Christmas :) This also solves my problem of always looking for a pen too, bonus!
So all the supplies cost me under $10 (I already had a glue gun, paperclips, tape and flowerpot), but thought it was a little silly that I bought a container of rocks while starting my #daveramsey #babysteps
. I’m not planning on buying anymore fall decorations, and I’m also hoping they’ll last for awhile :)
Follow the pictures to see
1. Outstretch a paper clip so the end is level with the end of the pen and tape it in place.
2. Put hot glue in the hole on the underside of the fake flower, and stick it on the paper clip end. Add a little more glue on the outside for security.
3. Wrap the pen with green tape meant for flower arrangements.
4. Pour polished or smooth rocks in a flower pot, and arrange flowers. I found smooth rocks because I don’t want jagged rocks to tear up the tape on the pens.
Purposeful fall decoration! I love it, and best of all it was fun to make with the kids :)
Also, each of the kids picked one out to give to their teachers, so that is cute :)
Ambition is the first step to success. The second step is action! ⭐️
Remembering how it felt to pay off the LAST of my student loans back in April! What a freeing feeling it was knowing that we were officially (and forever) student loan debt FREE!
In my stories today I talked about @debtfreecharts
and how having a chart you can physically color in and visualize can help you a LOT while you’re paying off debt! I know from personal experience how much it helped us and how fun it was to fill in the chart each time we made a payment!
The charts for baby steps 0, 1, and 2 are all FREE! And if you’re on baby steps 3+ or saving for something special they are only $1 each.
Today, I printed out a debt free chart for the car loan, and it has me even more motivated and pumped to get started paying that thing OFF!!!
#debtfreecharts #debtfreejourney #debtsnowball #debtfreecommunity #babtstep2 #daveramseybabysteps #daveramsey #finances #budget #money #budgetmom #debtfreegoals
Oh how FUNNY I feel about "FUN money"! Team, help me out here. We are all at different points in our life with debt so I never compare my baby step 1 to anyone's baby step 3... HELL not everyone's journey in baby step 1 is even the same.
I do see though that A LOT of people that I follow have a budget set out for "fun" or Entertainment.
I never anticipate our family partaking in any activities outside of work, school, home and the grocery store lol (or heading to a friend's house or a park bc it's free). So I don't fit anything else inside of our budget. It's already air-tight. Every dollar is already counted towards. HOWEVER, we do have the occasional "let's grab pizza or grab a bite to eat" moments that aren't counted for.
We don't do this much but when we do it's technically "not in the budget". I do think it's important to have money aside for fun for no surprised but right now "fun" isn't in the budget... more like random fun.
Not sure what to do... what would you guys suggest?
Really interested in what @penniestowealth
thinks about this as well.
#notimthebudget #honeywerebroke #budgetmom #Buildingwealth #babysteps #daveramsey #sacrifice #Bkfuniversity
Going on day 4 stuck inside with a toddler is been interesting to say the least. Between being sick last week and the storm coming through, Avery hasn't left the house since Wednesday. We switched things up today with a little sensory play using rice. It was a little messy (hello VERY active toddler) but it kept her entertained.
We continue to be lucky that the power has not gone out. Our thoughts and prayers go out to those who have not been as fortunate!
Excited to enjoy a mostly lazy Sunday to celebrate!!
Ending my weekend on a high... sugar high that is!
Enjoying some @aldiaustralia
chocolate and a mug cake to myself to satisfy those sugar cravings I have once the kids go to bed.
I may have added some chopped up bits of chocolate into the mug cake for some gooey, melty, surprises 🤤🙈 Did you know that 100% of ALDI’s flagship chocolates are certified sustainable? You can find the Fairtrade & UTZ labels on the packaging. Buying sustainable chocolate makes a huge difference to the lives of cocoa farmers & their families. So yeah, I’m enjoying this guilt free 💁🏼♀️
Swipe to see the recipe I used for my mug cake 👉🏻 it’s a totally flexible recipe that you can play around with to suit your own tastes & preferences. Tag me if you try it!
#ALDIDesserts #ALDIChocolate #ALDICollab @aldiaustralia
🎉GIVEAWAY!🎉 Follow the steps to win this awesome Period Care Kit worth $195!
HOW TO ENTER:
1. Follow us @mypixiecup
and tag a friend!
2. Click the link and your email (link in profile),
3. BONUS: Share your referral link to get 3 additional entries per friend who signs up! .
Winner will be drawn September 30th!
You’ll get both the Small and Large Pixie Menstrual Cups, a silky soft heated throw by @beautyrest
, all of the Pixie Cup Care Products, Girl Wash Your Face, and so many other goodies to help you through your period and actually make it enjoyable!
Felt like sewing...upcycled her old too short jeans and my husband's never worn jeans into these bellbottom-ish pants for the fall 💜😍 They aren't perfect but you can't tell I altered them so that's a win in my book 🤷🏽♀️😀🙌🏽 I'm going to see how many of our family's outgrown or rarely worn pieces I can upcycle for this upcoming fall season because 3 kids are expensive and because if you can why wouldn't you? #budgetmom #upcycle #sewing #sewucan #sewingmom #ididityay
Get pork split ribs from @haulhard
for just $1.77/lb and make this mouthwatering sweet and spicy recipe. Easy and indulgent, it's the perfect end of week dinner. 🍖
If you didn't have to worry about your period, what is the FIRST thing you would do?
F•R•I•D•A•Y..... jeans day. #thestruggleisreal
Being a professional investment advisor, I struggle with dressing down on office days. Usually I skip the jeans, and just go with a suit. Most often, I try to schedule myself for planning in my home office on Friday’s, just to avoid this clothing issue altogether! Today, I tried to pull it off!
Do you look forward to “jeans day” and/or “casual Friday”?