#daveramsey

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We love a little bit of Drizzy in our house 😂
Definitely doing this now! This has been an amazing year of staying home and paying debt! Lol
Last year for Christmas Abby received the Financial Peace Jr pack. The kit helps kids learn about money through earning, saving, spending and giving. In January she started and decided to save for a go cart. Last week she reached her goal!! #financialpeacejunior #littlesaver #proudparents #smartmoneysmartkids #daveramsey
Monday’s. The usual. #daveramsey #financialpeaceuniversity
I always keep a few of these in the house. They are a go to for special occasions. I need to cut out getting my nails done 2x a month. We have our year end review tomorrow and all the big wigs are coming. The professional in me says the far right but I really like the far left too. 🤣😂 #datingwithdebt #debtfree #debtfree2018 #debtfreethewaytobe #debtfreecommunity #debtfreelife #debtsnowball #debtsucks #debtfreegoals #debtisdumb #debtfreeliving #debtfreeisthewaytobe #debtfreedom #debtfreelifestyle #debt #queencity #southcarolina #charlotte #budget #budgeting #onabudget #daveramsey #babystep2 #studentloans #debtfreeaf #budget #minimalism #smallchanges #kissnails #pressonnails
Budget all done and ready for payday Thursday! I like to have it done at least a few days before so i can look at it and know what i have coming up and how tight things will be. Still no work. I wish this rain would go away. No work in weather like this #debtfreejourney #debtfreeby2020 #debtfreecommunityaustralia #debtfreecommunity #debtfreeby30 #debtsnowball #ozdebtfreecommunity #ozsavingcommunity #debtisdumb #ozdebtfreejourney #babystep2 #barefootinvestor #daveramsey
Check out this “pre-qualification” we got in the mail today 😭😭 “debt away loan”? That doesn’t even make sense! Lol we had a good laugh to say the least! . . . #CashIsKing #NoMoreLoans #DebtIsDumb #FinancialPeaceUniversity #FPU #DaveRamsey #DebtFree #OurDebtFreeJourney #BabyStepper #BabyStepTwo #FinancialFreedom #Debt #Cash #Loan #DR #Ramsey
Simple, easy, low maintenance, diversified, STRONG growth potential. . This is my favorite investing combo. . . Have debt? Let’s get it paid off. Need to get organized? We’ll handle that. Want to be financially free? No problem. Want to build wealth? Got you covered. . Shoot me a DM and let’s get you started! . . Please like and follow for more! @zfscoaching ▪️ ▪️ ▪️ #personalfinance #investing #financialfreedom #financialplanning #success #millionaire #billionaire #stocks #insurance #annuity #index #indexing #debtfree #debtfreecommunity #onlinebusiness #networkmarketing #networking #personaldevelopment #finance #money #daveramsey #tonyrobbins #raydalio
Great job! 👏 #Repost @mattkmoyer ・・・ We hit a milestone in our journey and received the title to the car! If you are looking to make a change and do something exciting, try creating a financial plan and get out of debt. Follow @daveramsey for inspiration. #debtfreejourney #financialfreedom #sidehustle #daveramsey
Did your money issues come from your own lack of interest in money and finances when you were younger, or was it that you were simply ignorant and lacked the information on how to handle it properly? •••••••••••••• #debtfreecommunity #debtfreejourney #debtisdumb #daveramsey #thesmallhelm #financialfreedom
If @daveramsey says, “Go deliver pizzas!” You go deliver pizzas! My husband is awesome!!#debtfreecommunity #babystep2 #debtfreejourney #daveramsey #wedrankthekoolaid @kmscroggin 😘
Repeating this over and over as I see people living their best Instagram life while I work my butt off and feel like I’m getting nowhere. Live like no one else. Live like no one else. Live like no one else. #runner #instarunner #runnergirl #runnerproblems #runnerprobs #runlikeagirl #halfmarathon #halfmarathontraining #training #fitspo #planetfitness #rungeorgia #georgiarunner #runATL #slowrunner #nurserunner #dirtpoor #debtfreejourney #daveramsey #avalanchemethod #moneysaving #livelikenooneelse #debtisdumb
Budgeting is making a plan for your money. Ensuring that its doing exactly what you want it to and when. Need help putting together a budget DM us and we can give you the inside scoop. ⁣ .⁣ .⁣ .⁣ ⁣ #coach #finances #financecoach #debtfree #7step #financialfreedom #creditcards #budget #money #job #paidoff #daveramsey #goals #quotes #business #financialadvisor #instarich #investing #growth #education #prosperity #blessing #give #debtfreecommunity #cash #capital #investing #lifecoach #faith #onlinecoach
Do what makes YOU feel alive, what makes YOU excited, do YOUR dream and vision...you owe it yourself to live the greatest life possible. . . Some of us fail to follow our dreams because of those around us (parents, family, friends, etc). People will always scare you into NOT following your dreams and to become reasonable with your life. Many times its because they are protecting you out of fear. But if being reasonable isn't what makes you tick.. if you dont get excited about being an engineer, a lawyer , a doctor. running the family business, being an office worker, or working the 9-5...then don't do it.. you'll be regretful and unfulfilled. . . Some of us fail to follow our dreams because we are chasing other peoples approval, what society deems successful, or because you'd rather be able to look successful on the outside with a great paying job you hate but are too scared to quit to pursue a dream you've always had that maybe doesn't pay much for a while. Just because some people achieve their success a particular way, doesn't mean that you have to do the same. You can achieve massive success in anything you want no matter how weird or crazy it sounds. It'll take a crap load of work and vision, but if you can learn to love the process and the journey of it, you'll be happier and more fulfilled than ever . . #vidoftheday #fun #love #gratitude #gowiththeflow #allthingspossible #model #selfie #mondaymotivation #instagood #passiveincome #entrepreneurship #money #moneymaker #investor #debtfreeliving #debtfreecommunity #followforfollow #likeforlike #fitnessandhealth #financialfreedom #follow #financialadvisor #daveramsey #tonyrobbins #garyvee #wealthy #budgeting #budget #moneygoals
I've been a nurse for almost 9 years (and still have student loans 😭) . One of my favorite parts about nursing is the flexibility, I started in med-surg, then did postpartum, then labor and delivery and today I work in the pharmaceutical industry. . Areas I can make more money but could never work: inpatient psych, home health, nursing home 🤑 . Areas I would work but won't because I would make less money: doctors office, business hours clinics, education, school nurse . Where my #debtfree #nurses at? Anybody killing it with some critical care pay/on call and night shift diff?! I remember those days and Girl you are so tired 😴😂 What type of nursing would you never do? . #debtfreecommunity #debtsnowball #daveramsey #fpu #babystep2 #budget #nursing
Did I mention how much I cherish these woman?! Dave Ramsey's Finacial Peace University brought us together and God has kept us growing. My advice, build a family of strong faithful woman in your life! #perrycenter #ilovemylife #ilovewhoiam #godisgood #loveyourself #fargo #nd #northdakota #church #ibelieve #walkwithgod #prairieheights #faithfulwomen #daveramsey #financialpeaceuniversity
Boom! Another subscription cancelled - this one was a $77 / month family gym membership. Now that school has started, there is no way we would get value from this! It was super easy too - just one email and they did it - no pushback! Love it. #debtfreecommunity #debtfreejourney #daveramsey #change #budget #39before40
Friendly reminder people! Who's done Christmas shopping?! I found a bunch of gifts on the @barnesandnoble clearance tables for the boys this weekend. #70daysuntilchristmas #christmascountdown #planahead #debtfreechristmas
I’ve talked about my need to save $1,300 by January 2019 to offset a paycheck shortage due to my company changing our payroll cycle from biweekly (twice a month) to semimonthly (every other week). They offered a pay advance, but I wanted no parts of that and decided to cash flow it instead. • I wanted a visual to help me keep track, and I was inspired to create this from @debtfreeplusbabies It’s just dot paper, and I divided the boxes into $45 increments. My goal is to save $90/week, so ideally two squares will be colored weekly. • Dot paper from www.printablepaper.net . . . . . . #budgetingmommy #debtfreedom #debtfreecommunity #debtfree #budgeting #budgets #debtfreejourney #roadtodebtfreedom #financialfreedom #debtfreeliving #budgetplanning #moneymanagement #daveramsey
I am so excited!!! Smart Money is coming to Fairfield! #daveramsey
During a “perceptions about money” lesson earlier this year, my students learned that a person’s wealth is calculated by their assets minus their debt. This is simplified but intended to demonstrate that many people who appear wealthy with flashy items and lots of “things” may in all actuality be drowning in debt. Luckily my students are young, intelligent and informed. But like everyone, they are still susceptible to the temptations that credit offers and they will soon be facing the challenge of getting through college or other profession programs with as little student loan debt as they can. My hope for my students is that they get to keep and use their hard earned money for things they want and their hopes and dreams, NOT drowning in interest payments. 💵💰💳💸💲 #highschoolteacher #daveramsey #financialliteracy #thefinancialfilly #nchs #personalfinance
Packing your lunch doesn’t have to be boring! Mix it up, add in some of your favorites, make extra leftovers, etc. Do whatever it takes to keep you from eating out!
We were asked by our new church to come speak to the #financialpeaceuniversity class tonight on our favorite lesson: dumping debt! We love talking @daveramsey and inspiring others. Our life has changed because of our #debtfree lifestyle and hope others can experience it as well. . . . #fpu #debtfreecommunity #debtfreejourney #daveramsey #debt #financialfreedom @michaelcorrmi
ⒽⒺⓁⓁⓄ to new challenges: Some people wait until the winter to work on their “summer body.” Others wait until the 1st of the year to set goals and be intentional about them. But what if you started right now. What if instead of waiting for that monumental “moment” in time to set and chisel away at your goals, you just started today. So when that time (be it summer, January 1st or whenever) comes around, you’re ahead instead. There are 11 more weeks to this year. I’ve chosen NOW to set physical and fiscal challenges for myself that I want to walk into 2019 ahead of the game on. Everything from working on a bulk & cut and being more intentional about my eating and sleep habits to using the @daveramsey snowball method to work toward financial freedom. The saying goes, “If you fail to prepare, you prepare to fail,” so I challenge you too... to prepare for and start building on those goals now. You know, the ones you’ve been saying “I’ll start next year,” to.
I took my husband home because the doctors triaged everyone else, they clearly don’t think he was at risk otherwise they would have seen him. I TOOK HIM HOME SO THE DOCTORS COULD DO THEIR JOB LOOKING AFTER PEOPLE WHO REALLY NEED HELP! My husband didn’t need to be there so I took him home. FUCK OFF with your bullshit messages. we didn’t need a weed post this week for the Karen’s to come out to play. I have one fucking ovary and the drs have told me to have a baby in the next 12 months to see if we will need several rounds of IVF. Something we will have to prepare for.
Are you a freak like me & have been saving for Christmas all year?? . . I cut back to pay off my car, but have been saving my Friday #monat paychecks for Christmas. But now- I’m saving the BIG checks, too! . . Monat is going to cover the whole Christmas season- & I am SO thankful. . . Do you want to get paid to wash your hair, too?? . . #tistheseason #christmasiscoming #ilovechristmas #christmassavings #planahead #planforsuccess #dontletitsneakuponyou #christmas #familytime #mexicanfood #happymondayeveryone #mackandmonat #debtfreejourney #sinkingfunds #daveramsey
Motivation Monday 👉 @daveramsey style 💰 . . . I USED to be the person who disregarded expenses & would charge a credit card in favor of an experience or consumer good if the cash wasn’t available to pay for it upfront. . . . I also WAS a person who saw school debt as a normal part of life, something that was nearly impossible to get around, & thus submitted to the idea that a portion of my future earnings I would just hand over in high interest minimum repayments for years, decades, until they would eventually be paid off. . . . Today, I march to a different tune 👉 I envision a NEAR future where mine & my husbands checks are no longer owned by payments. No credit card debt, no car payments, or school loans. I love that cash has become KING in our lives & I’m finally ready to share our #debtfreejourney & #debtfreesnowball story with ANYONE who has even the slightest interest in how we got started & how we finally plan to get ahead to live a life of #financialfreedom ✨ . . . #daveramsey #quotestoliveby #babysteps #babystep1 #babystep2 #transparency #debtfreecommunity #debtfreeliving #debtfreegoals #financialfitness #livelikenooneelse #cashisking #debtisdumb #nocreditcards #nocarpayments #stopborrowingmoney #minimalism #tinyliving #debtfreelifestyle #paymentfree
Aldi Haul! I haven’t been to Aldi in forever and forget how cheap it is! Everything (and extras) for chili, and garbage bags for $16.04! #aldi #aldihaul #aldiusa #debtfreecommunity #debtfreejourney #babysteps #frugal #frugalmeals #daveramsey #singledebtfreejourney
The Cash System Wallet is the ultimate envelope wallet rated ★★★★★ by over 12,000 budget-conscious users! ⠀ Perfect for the Dave Ramsey system, helping you to budget your cash and organize your cards. ⠀ Learn more...click link in profile.⠀ ⠀ ⠀ #daveramsey #cashenvelopewallet #cashenvelopesystem #debtfreecommunity #debtfreejourney #debtfree #debtfreeliving #budget #budgeting #daveramseybabysteps ⠀⠀ #cashsystemwallet #TheBitLoomCo #cashsystem ⠀⠀ #cashenvelopes #DaveRamseyEnvelopeSystem ⠀⠀ #financialpeace #cashflow #coupon #couponing ⠀⠀ #couponcommunity #couponers #debtisdumb ⠀⠀ #money #finance #savemoney #savings #sidehustle ⠀⠀ #BellaTaylor #frugalliving
Are you prepared for a rainy day? A EFund is so important to have. I highly encourage everyone to establish one. 💰💪🏽👍🏽 #yougotthis #financialfreedom
Love seeing you guys making progress on your financial goals!! 🙌 #Repost @joanna.banana.russell ・・・ We paid off all our debt two years ago using Dave Ramsey's "debt snowball", and then something happened and we had to use our emergency fund. And then things KEPT happening. For two years! We weren't able to get our emergency fund back up to $1000. Until now!! 🎉🎉 Back on track, guys! We are finally able to move on to baby step #3 ! #sheworkshardsavingmoney #daveramsey
Printed some images that are motivating to our #debtfreejourney and taped them to a few places around the house....I'll be putting a few on the dash of my husbands truck too 😆😉 . . Our WHY is to build a better future and follow the commands of our God. Our HOW is Disney World. Plain and simple. Making the commitment to never step foot in a Disney park again with credit card debt is motivation enough! . . . . #waltdisneyworld #disney #disneyworld #debtfreecommunity #daveramsey #babystep2 #livelikenooneelse #cashisking #budget #motivation #motivationmonday #savings #simple #lifeisgood #takemeback #momlife #wegotthis
Crazy how much can change in one year. I worked like no one else, lived like no one else, and slept like no one else. I promise you, leisure time isn’t a necessity. - - - - - My motivational, educational, inspirational journey 👇👇👇 @journey2wealthy 🔥 💵 @journey2wealthy 🔥 💵 @journey2wealthy 🔥 💵 - - - - - - - #daveramsey #debtfreecommunity #moneytips #wealthmindset #networth #financialfreedom #millionairemindset #millionairenextdoor #financialeducation #financialliteracy #moneygoals #successtips #livelikenooneelse #sacrifice #journeytosuccess #millionairemotivation
After 3 hours of waiting. Every single person who came in after us was seen by a dr, I saw this as judgement that they weren’t concerned about my husband at all so I took him home. I took him home and got dressed and left for work. I will only lose 2 hours worth of pay today now.
Double tap and write the number you're strong in?
How do you use your free time? Double tap if you want to make the best use of ur time.
Full disclosure: Before FPU, my spending habits were horrible! I’ve since cut up all of my credit cards 💳 This is my last credit card I have to pay off! I’ll be so happy to get this GONE!!! This is the debt I’m working to pay off next! I’ll keep you posted as I tackle this!!!! #babysteps #daveramsey #debtsnowball #babystep2 #racetodebtfreedom #debtfreecommunity #debtfreejourney #paywithcash
Just when you’re thinking about throwing in the towel and going to Vegas this shows up in the mail and reminds you that ZERO balance feels so good 😊 We are no longer paying on carpet that’s in a house we no longer own 🤗 #financialpeaceuniversity #livelikenoothersoyoucanlivelikenoother #daveramsey #goals #keepmovingforward #anotheronebitesthedust
I know I shouldn’t care about my credit score, especially if you follow DR. And at the same time I love seeing evidence of our efforts in times when I feel plateaued 🤓 #debtfreecommunity #debtfreejourney #debt #debtfree #debtfreegoals #daveramsey #daveramseybabysteps #debtisdumb #student #studentloans #studentloandebt #studentloansarethedevil #studentloan #studentloan
Moving in Purpose. Being Intentional. Knowing the why behind what it is you’re doing. Stay Committed. Stay Determined. Stay Focus. There is light at the end of the tunnel! #debtfreecommunity #debtfreejourney #daveramsey #babystep2 #intentional
#DebtFreeJourney Hiii guys!! Can you believe it's the 15th of October already!?! We're halfway through the month and it's time for my November debt payoff goals update!! This month concludes my 90-day challenge!! I'm sooo excited to close this month successfully having earned/paid almost $20,000 toward student loan debt in 3 months!!! 🙌🙌 Do you know what I could have bought with that? 😩Btw...lol The next goal is a bit different. Student loan #4 iz $13,000!!! Soooo....I'm going to break it up over 2 months. My goal: Earn $6500 in November and $6500 in December (Payoff January 20th). The hardest part will be the day the entire $13,000 is in my account and I click submit...omg, pray for me!! 😩😩 lol. At the end of the day...it's not MY money because "the borrower is slave to the lender". As long as I have student loan debt...my money is not my money. Ahhh...welp, let's get it!! 🙌🙌 ***Special thank you to my YouTube audience...You are appreciated!! Glad to have you on this journey with me ❤ **If you haven't already, subscribe to my channel to join my debt free journey. Link in BIO.
#transparent moment: I was raised by a single mom. My whole life I've witnessed poor money habits. Our power and landline phone would get turned off yet my mom would go to yard sales on Saturdays. She won a lawsuit...a bunch of money. She blew it all. Was my mom addicted to struggle? I don't know for sure. I do know that's a real thing. You have to get to a point in life where you can say, "Hey, Im tired of living paycheck to paycheck. Im tired of owing everybody. I'm tired of robbing Peter to barely pay Paul.". We are fed up! I had plans to ignore my student loans for the rest of my life. 🤔 I've deferred for almost 10 years. In order to qualify for deferment, you have to have to be in a low pay grade. Crazy! I was afraid to make a ton of money because I knew I would have to pay student loans. Enough is enough!!! Last year I made the most money I've ever made in my life. I know when its time to renew my deferment, I probably won't qualify and thats ok. We are facing this debt. We are going without stuff and doing it with joy! We have grown so much as a couple and we don't fight about money at all. We are so incredibly blessed. -Alicia ❤ #debtfreecommunity #debtfreegoals #frugal #debtisdumb #daveramsey #babystep2 #debt #studentloans #debtsnowball #newlyweds
Yayy!! Very happy that hubby has finally started working again recently! One down, one to go ... Didn’t expect it to take this long for him to get jobs after we moved but 🤷‍♀️. He started a temp job and then got a better temp contract soon after! ... Had intended to both go from self-employed/freelance/contracting to long-term roles as shared earlier, but realised contracts are best for my husbands career for now, more pay/flexible and works great if you don’t create too many gaps. With the debt free journey in tow, it will be managed better this time! ... Me on the hand, still searching and will most likely still be switching to long-term roles due to my field being too sporadic with freelance/contracting! ... Ive actually never been employed long-term, always been self-employed/contracting/freelance/fixed-term, so this will be a new territory for me! lots to learn about the long-term work world! ... Any tips will help | | | #cashenvelope #debtfreecommunity #debtfreejourney #debtfreedom #cashsysyem #daveramsey #cash #pounds #debtfreememoir #backtoemployment #employment #defaults #debt #debtfreegoals #defaultedloans #monthlybudgeting #budget #coupon #moneyoff #saved #debtfreecommunityuk #newjob #gotthejob
Meal prepping like a boss! This should last us a few days! . . . When budgeting, making out a meal plan is SUPER important for several reasons! 1. Less waste! Having meals planned out means buying specific ingredients for the meals you’ll be cooking instead of having food hanging out in your fridge waiting to be used until it eventually goes bad. 2. Picking recipes with similar ingredients for the week means that bag of carrots gets used up instead of using just a few and the rest of the bag going bad. 3. Less waste = less cost and that’s the whole point of budgeting right!? And last but not least!! 4. Planning meals means you can make enough for leftovers and lunch the next day which cuts down on spending AND is a lot healthier than running through the drive thru every day!! #budgetplanner #budget #likeaboss #daveramsey #financialpeaceuniversity #budgeter #mealprep #tupplife #yum #instagood #instalike #babysteps @daveramsey @paul.matthews84
We hit the half way point tonight! Way to go class! #FPU #DaveRamsey #MCOC #BuyerBeware
These make the best snacks! It’s just my luck that today I had to attend a Professional Development (PD) session at work and I forgot my snacks. Goldfish to the rescue! They are tasty, portable, and portion controlled in these little packages. ⠀ ⠀ •⠀ ⠀ I also like to pack a few of these away in the diaper bag in case my son needs a snack while we are running errands. ⠀ ⠀ •⠀ ⠀ #smilewithgoldfish #giftedbygoldfish #complimentary #influenster #debtfreecommunity #debtfreecanada #daveramsey #budgetplanner #debtfree #rachelcruze #smilewithgoldfish #giftedbygoldfish #complimentary @GoldfishCanada @influensterca
Making Christmas present is one of the ways I can help pitch in financially while I stay home with the kids. I enjoy making the presents every year and it really helps us save. I've already started to make sure I get it all done before December. •Anyone else make Christmas gifts? What do you make? #myfingershurt #debtfreecommunity #debtfreejourney #financialpeaceuniversity #fpu #daveramsey #savingmoney #saving #teamwork #homemade #DIY #knitting
Come on all you big, tough, drunk, in debt, slick, fake, plastic, ignorant urban wannabee cowboys down in toilet bowls like Naaaassshhhville Tennerrsee, I hear ya singing about chasing females, and being beta male cowards, but REAL cowboys, us Platinum Certified Self Proclaimed City Rejects who don't owe a penny to anyone, we live OUT HERE!!! Get real dude, ain't no life worth having, breathing smog filled air, drowning in a 30 year mortgage, with a $700.00 a month truck payment, being a slave every day!!! Break out and man up!!!🌽🧢🍅💣🍍👀🥦❤🍄🇺🇸✌🍏🙏🌻🍇 Dump your debt and the greedy wife, take care of you, lead her to health and fitness and God and Jesus or go it alone!!! #rural_love #rural #country_features #rurallife #nature #renegade_rural #rural_landscapes #ruralexploration #rsa_rural #landscape #debtfreecommunity #debtfreejourney #debtfree #financialfreedom #budget #daveramsey #money #debt #budgeting #debtfreeliving #alpha #fitness #alphaphialpha #alphard #alphalife #sonyalpha #alphabeto #lifestyle #success #alphakappaalpha
What is your savings goal this month? Comment below. 👇🏼👇🏼 .. .. We are dual income no kids who have been savers in general. We would shop clearance, use rewards points for travel, drive mediocre cars and rent a place below our means. 🏡 🚗 But we will go out and blow $$$ on food and drinks🍹 🥘 and then some on clothes or electronics 🙄 because we were not exactly mindful about money. We didn’t have a defined systematic #savingsgoals .. .. #reversebudgeting helped us find that system. We put a method to the madness. .. Basically every month we start with the goal to save one of our incomes entirely. So we are forced to spend only from the other income. .. This way, we have a defined goal to fit all expenses within one income so that the other half of the income goes to #savings and #investing .. .. .. .. .. #daveramsey #daveramseybabysteps #debtfree #debtfreecommunity #payyourselffirst #zerobasedbudget #budgeting #budgettip #frugal #frugalliving #savingmoney #savinghalfourincomme #newmoney #mindfulwithmoney #moneyatbay
We’ve been following the #last90days from @msrachelhollis. The concept is to apply the same intention to the last 90 days of the year that we typically put into the first 30 days of the year. That way you end the year with a bang! 💯 . I really love this quote about success. It’s so true that we have to choose success consistently day in, day out, over and over again to achieve our goals. Success often means giving up what we want now, or doing what we don’t really feel like doing, in order to become the best version of ourselves. Success is built upon tiny, seemingly insignificant decisions that we make every single day. . This applies to so many things in life but is especially true for personal finance. When I saw the Ulta flyer in the mail today (check out my stories), I started rearranging our budget in my head to figure out what I could afford to spend. And I didn’t even have anything specific in mind that I currently “need” in the beauty or cosmetics category! I had to remind myself that coupon represents a very slippery slope and the only way to achieve what I really want - to be debt free - is to say no to what I want right now - new lipstick. 💄 . What have you said yes or no to today in order to achieve success? . #debtfreecommunity #debtfreejourney #daveramsey #debtfreeliving #debtsnowball #debtfreegoals #livelikenooneelse #budgeting #debtisdumb #debtfree #daveramseybabysteps #babystep2 #budget #zerobasedbudget #savemoney #frugalliving #gazelleintense #debtfreemindset #debtsnowball #last90dayschallenge #last90daysof2018
Let’s all reaffirm this with ourselves. The #debtfreecommunity is great but I know at times some of us can feel like we should be doing better based on what others are posting about. Everyone is doing this at their own pace. There will be slip ups and also great moments on this journey.. everybody is working at their own pace to get there. Respect that and use ideas from others but please don’t compare! Let’s support and encourage one another! 🙌🏼😊 #debtfree #debtfreecommunity #minimalist #simplified #saving #nocreditcards #frugalliving #ozdebtfreecommunity #konmarie #sidehustle #decluttering #debtfreejourney #babysteps #daveramsey #barefootinvestor #personalfinance #budget #budgeting #savingmoney
This weekend I was privilaged beyond words to help lead worship TWICE! Once with my home congregation and again as a fill-in for a young church plant. . Both were awesome and I never want to neglect what an opportunity it is to help usher people into the very throne room of God. But, I was reminded, I. Am. A. Servant. . This pic (📷: @lauren_alexandraa ) is from my home congregation. Gorgeous paid off building. New lights. Wireless mics and in-ear monitors. Permanent digs. . The church plant rents a space and hauls equipment in and out of storage each week. Being a singer there means rolling cords and packing speakers. Teaching there means setting up children's church from tubs each week. Having snacks there means placing chairs around so you have a place to eat. . Honestly, I miss that level of servanthood. Seth and I did that with our church back in OK for about 6 years. And people sought positions of "leadership" not out of a desire for glamour and to be under lights, but out of a desire to serve when there were no lights shining on them at all. . Just food for thought 🥕⛪. . #servantleadership #worshipteam #praiseHim
I guess it's back to the grind 😧
So I fell off the wagon this past weekend with my spending. .. It started out innocently with a couple purchases I convinced myself I “needed” at Target for the wedding I was in. Then I said “Oh I have nothing to wear for the rehearsal dinner,” and found myself in the Gap Outlet dropping 150 dollars on clothes (none of which I wore to the dinner 🙄). .. At the wedding I overtipped my hair and makeup artists, which I don’t regret because they did an amazing job. .. After the wedding, fun-Katie came out to play and wanted to go out dancing, while out I purchased drinks for multiple friends. 😬 .. I’m mad at myself for all of these things but I refuse to make excuses. They were all poor choices. And I’ve realized that once I gave myself a little bit of slack, I freaking ran with it. .. The rest of this month will be me trying to do a severe pantry challenge, sell some things, and hopefully getting my Unclaimed Moneys from the Department of Treasury. Even then I’m sure this is still lowering my overall snowball payment for the month to make sure my overspending was completely covered. .. The old me would have kept spending and used this as the reason to just give up paying off my debt quickly. The new me feels guilty AF and wants to do better. Progress not perfection. This is me and my real #debtfreejourney .. #debtfreecommunity #budgetbuster #budget #everydollar #daveramsey #babysteps #babystep2 #debtisdumb
Threw some cut up bananas into the freezer to be used in smoothies! When using frozen bananas, I find that I get smooth, thick smoothies that are nice and cold without using ice! Plus, it won't melt and make your smoothie watery 😝 Reduces food waste since I'm very picky and bananas are usually in their Allyx-ready-to-eat state for one day 😂 Would love a good homemade recipe for banana bread if anyone knows of one! Trying to find more ways to use food/fruits 💕 Normally I'd have put these in a plastic gallon sized bag, but now I use my @stasherbag 😍
Make life beautiful for those around you! To get more followers and more sales on social media, use the GORGEOUS graphics kits Smart Social Kits See @linkinbio for free samples and TRAINING on using social media for business #femalefounders #bossladies #sidehustle #babesinbusiness #bossladystatus #womeninbiz #lifecoach #entrepreneurlife #ladyboss #savvybusinessowners #creativepreneur #handmade #shopsmall #diy #crafts #supportsmallbusiness #mompreneur #daveramsey #businessboutique #empowerwomen #smallbusiness #bosslady #bossbabe #creativewomen #solopreneur #beingboss
Used this trick from @thebudgetguys for tracking our spending while shopping! Helped keep us on budget for this week! 👏🏻 . . . . . . #budget #cashenvelopes #daveramseybabysteps #daveramsey #babysteptwo #cashenvelopesystem
We are still doing kitchen renovations, been a few weeks without a kitchen light but now it’s gloomier- until then, I’ll stand by the window to get a picture lol
Money 💵 Monday! My kids have a love/hate relationships with Monday’s. They pay their rent, but if they have enough money saved they can go to my treasure box! Who wants to see more about my classroom economy? 👩🏼‍🏫 . . . . #lattesandlessons #teach #teacherlife #teachersfollowteachers #teacherproblems #teachersofinstagram #tpt #school #teaching #teacher #iteach3rd #iteachtoo #teachergram #teacherstyle #teacherslovetpt #edchat #education #classroom #classroomdecor #edu #elemschool #classroomdecorating #inclusion #ese #3rdgradeloop #iteach #money #classroomeconomy #startemyoung #daveramsey @daveramsey
👆🏼Oldie but a goodie. 😅 If you’re confused on the math, you’re not alone. #4hourworkweek #hgtvexpectations #lenderpreapproved #🦎💰 . . . ?? Anyone know the original source for this? Will give credit. ?? . . . #realtormemes #daveramsey
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