#debtfree

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All I see is friends/family buying their forever homes and I’m utterly fed up! That could have been me but instead I wasted £££ and I’m now on my #debtfreejourney instead. I’m not ungrateful because it has taught me so many things and I’m prepared to teach my kids all the things I wish people had told me about money. I feel like a new person when it comes to my finances and I’m learning more everyday BUT I want my forever home!!! 😭 #debtfreecommunity #debtfree #debtfreeuk #ukdebtfreecommunity #ukdebtfree #debtfreecommunityuk #foreverhome #buyingahouse #house
We were under our 30 dollar weekly budget by 7 dollars last week and over 2 dollars this week (I got a 12 pack of off brand coke for 2.50) 🤦🏻‍♀️ other than the soda, I have purchased NOTHING for myself this whole month!🙌🏻 I plan to finish strong. 💪🏻 it has been easy to be honest. I have enough stuff and Christmas JUST happened so there's no need to want anything more. 🤷🏻‍♀️I am grateful for what I have ❤️ . . . . . #nospendjanuary #roadtominimalism #minimalism #daveramsey #accountability #nospendchallenge #nospend2019 #nospend #nobuy #frugal #frugalliving #budget #moneysaving #savemoney #possessions #lessstuff #lowwaste #lesswaste #mindfulspending #intentionalspending #intentionalliving #youhaveenough #Ihaveenough #debtfreecommunity #nospendyear #debtfree #gratitude #gratitudejournal
Man what a cool weekend. I got to hang out with the infamous, the illustrious, the rowdy, “AB Study Club” down in sunny warm Florida. Such fun & gracious hosts. It was an honor to give a workshop on financial planning and how to build a smart investment portfolio. They made It through 8 hours me me talking 😳😳😳I want to be like these guys when I grow up. Also, I’ve done both, and working out in humidity is worse than altitude, IMHO 🤷‍♂️ 💀🏋🏻‍♀️ Thanks to @crossfit_fireball for having such a great workout, nice facility, and making me sweat a year’s worth of hydration in the first 2 minutes. It was awesome. 🌴☀️💪🏻
R.I.P. Jack Bogle.  The finance world lost one of its greatest minds this week. To pay homage to a great man, I wrote a post about the top 5 things I learned from him over the years. . These are things that shaped me as an investor, and are crucial for anyone who wants to succeed in mastering their personal finances. . To read the article, go to my blog at www.finance.university. . . . #jackbogle #bogle #vanguard #investing #stocks #stockmarket #personalfinance #financeuniversity #daveramsey #debtfree #debtfreecommunity #budget #budgeting #millennial #millennialmoney #financialplanning #finance #financeblog #business #nashville #investments #selfhelp #financialeducation #retirement
This week's numbers are in! Budgeting for the next 2 weeks was a little exciting since we were able to roll over a little bit extra from the past 2 week's budget 😍 . . Our original budget would have been $350 but we had $112 extra from our biweekly budget 😍 making our new budget for the next 2 weeks $473! . . Let's see how much we can roll over from this budget💵 . . #january #januarygoals #daveramsey #budget #savings #totalmoneymakeover #saving #savingmoney #debtfreejourney #debtfree #sassysavingmommy #debtfreecommunity #debtfreegoals #piggybank #frugalliving #barefootinvestor #livelikenooneelse #nospendmonth #financialfreedom #debtsnowball #nomorecreditcards #budgeting #moneysaving #nomoredebt #mealplanning #mealprep #coupons #couponcommunity #52weekchallenge #nospendchallenge
In November, I began interviewing for a job. It was for an instructional coach position and just last week, I was offered the position. I won’t begin until July but I will have a $10,000 per year salary increase. I am excited about this opportunity but also scared since it will force me out of my comfort zone. * Here’s to being debt free ahead of schedule, hopefully. We’ve been on strike for 5 days so far and I’m losing $350 per day. Ouch! * #debtfreecommunity #daveramsey #debtfree #beginningbalances #debtsnowball #babystepone #babysteponecomplete #babysteptwo #debtfreedom #babysteps #financialfreedom #debtfreescream #newopportunities #motivation #frugalliving
Sometimes it’s really difficult to keep focused on this debt free journey. Sometimes we all get fed up always having to watch where every penny goes and thinking up ways to make more money to help us get nearer to our debt free goal. But ...... if we all stay positive and work hard then we will make it happen!! #debt #debtfree #debtfreedom #debtfreejourney #sidehustle #workhard
Some would even say the farther you fall, the higher you'll bounce. 📈
Back in 2016, my student loans were approx. $42K. As of yesterday, they are below $10K. By October of this year I will be completely debt free and it will feel so good!! So what should I do to celebrate? #studentloans #studentloandebt #studentloanpayoff #almostthere #studentloanspaidoff #livingdebtfree #debtfreejourney #debtfree #debtfreegoals #celebration #under10k #salliemae #ifinishedpayingsalliemaeback
How to eat like royalty on $125/ month.....WTF is Veganuary? AND Calamity-proof your finances. These stories and more in this week’s Friday Night Highlights. Link in bio. #fridaynightlights #fi #financialfreedom #financialindependence #wealthandhealth #nospendmonth #budgeting #nospendchallenge #mortgagefree #debtfree #Friday #januarychallenge #blog #blogger #fire
You know--no one had to convince me to use Amazon Prime, Hello Fresh or Etsy. My friends that have used these services, told me to try them, so I did and love them! That, my friends, is exactly how my business works. That is the value of a recommendation from a friend! My company offers premium skincare and it’s all ONLINE in 3 countries. I own a virtual franchise with the most well-respected dermatologists in the world. The products are created by them AND they are clinically proven! They are not only committed to helping people achieve the best skin of their lives, but they are also committed in helping people like YOU and ME build a successful, independent business. 🚫 No inventory or quotas 🚫 No deliveries 🚫 No parties (unless I want to) It is a simple business for anyone to fit into their busy schedule. If you have a phone, YOU can do this! Business kit incentives on now. #smartbusiness #debtfree #lifechanging
Forget the rest - we are the best! 💳☝️
Yooo. All you beautiful ass peaches 🍑 take all the time you need to bloom into your sweetest juiciest selves.
See Rudy up there? He's got his eye, intensely, single-mindedly on the prize. This needs to be me. ... While I just started this #debtfreejourney account, I have actually been on this road for a few years now. I've even had some successes. Paid off my student loan from grad school ✔️. Paid off my car and a credit card ✔️. But I did it as #daveramsey would say "ish". I've come to realize that ish is not going to be enough to tackle my last two significant debts (not counting my home right now). I needed to step it up and become a little obsessive for a while. As much as I hate making money the center of my thoughts and life, I have the privilege of being able to get to a place where it can be a lesser focus and it would be stupid and ungrateful of me not to put in the work to get there. Because when I get to that place, I can do better at giving back and being as generous as I wish ..... I'm struggling right now because as I mentioned before I started the year in a hole...#emergencyfund spent + some, no sinking funds to speak of + an unusual number of unexpected, unbudgeted for expenses so far this month. In a way, though this is good. It's making me examine my budget categories and how exactly I want handle my sinking funds or even monthly expenses in this digital economy. A whole lot of thinking and planning is going on right now- watch out! ..... It hasn't quite been fun but it has been satisfying and it promises to become more so once I get out of the hole. One thing is clear - Ish won't cut it. .... #ishwontcutit #dfc #debtfreecommunity #debtfree #rudy #financialgoals #budget #bs1 #bs2 #petsonabudget #getserious #money #singledebtfreecommunity #smallshovel
20 minutes. . . That’s all it takes to get in a killer workout. . . I never would’ve believed it, but I’m toast by the end of this 20 minutes. I can get used to this! 😏 #20minuteworkout
TODAY we are blessed to be able to help launch thie CrayPay app with the C4 project. My job is to be a matchmaker for merchants (stores) and people (Communities). We are helping create a new whole economic ecosystem . In my bio there’s a link to get your free app and get discounts. HAPPY SHOPPING 😁 #tlyaw #discounts #entrepreneur #entrepreneurlife #savemoney #debtfree #business #travel #money #retailmenot #groupon #target #bestbuy #americaneagle #habits #financialfreedom #
$7 closer to being debt free. Sold the baby’s Leap Frog play table today as she no longer needs it! #selleverythingbutthekids . . . . . #budgeting #debtfree #finance #daveramsey #debtfreecommunity #financialpeace #financialpeaceuniversity #budget #frugal #money #cash #dfc
How often do we talk ourselves out of our own dreams and goals? Excuses only sound good to the people making them! Today I encourage you to drop all excuses and just DO it!!! Why are so many people comfortable with not putting their family’s in a better position? #creditispower #goodcreditmatters #fixyourcredit #creditscore #Tradelines #BadCredit #CarLoans #bankruptcy #Fico #TransUnion #Excellent #Equifax #Experian #debtfree #loans #goals #financialgoals #Approvals #studentloans #Scores #mississippi #louisiana #georgia #alabama #atlanta #texas #oklahoma #southcarolina #arkansas
I started this Instagram account because I was already following @thebudgetmom , @savinghalfourincome , @savewithsara and @sweetfrugallife on my personal Instagram and I was always inspired with their posts. I have a lot of debt myself and seeing them clear off their debt and/or posting motivating posts everyday made me realise I wanted to see more of that on my feed and I wanted to be a part of it. I didn’t want to clutter up my personal Instagram, nor did I want friends or family (other than those who know) to find out about my budgeting page either which is why I created a separate Instagram. I don’t for one minute regret creating this Instagram as the debt free community is the most inspiring and supportive community and I am finally glad to be a part of it! Why did you make your budgeting Instagram? ✨
Have you heard about those crazy millennials buying houses for their dogs?! Welll.... Here is a shot from when I announced I purchased my #oldhouse and so here began @justagirlandheroldhouse #justagirlandheroldhouse #jackrussell #dog #clevelandindians #blogger #diy #debtfree #saveyomoney
Looking for some collaboration partners. . Looking for some like-minded people, those who value experiences over accumulating more stuff. Ideally frugally minded - I'm not renting out any islands for parties anytime soon. 😊 . Content in this post or DM me if you're interested. Thanks and have a great weekend! . #collaboration #collabs #partnerships
Being a health and fitness coach isn't something I ever pictured myself doing. I always told myself I wasn't cut out for it. And when I thought about sharing my story I thought - who cares?!? . Maybe no one, or maybe someone who really needs some encouragement and support. Someone like me - a newlywed who gained weight in college and lost herself along the way. Maybe someone who really needed to be reminded they are worth it! . Really, it's not about me and my story. It's about you. ✨It's about lifting you up and helping you realize your potential ✨ It's about believing in you until you believe in yourself. That's what fills my cup. And that's why I'm a health coach! 🥰
Happy Saturday! DMV residents if you are Free today don't miss out on this life changing event at 3pm 💜💜💜 #LivesChangeHere #Saturday #growth #positivechange #debtfree #financialfreedom
☝🏻☝🏻☝🏻☝🏻☝🏻☝🏻
#10yearchallenge of saving $100 each month in an S&P 500 index fund from December 2008 to December 2018 yielded about $24k. Amazingly, you only saved $12,000 of your own money. The rest was earned interest. NOW, keep checking out the #20yearchallenge #30yearchallenge and #40yearchallenge of what the past performance of the S&P 500 has been. 💪🏾💪🏾 • This is the challenge of long term saving and investing, but the results have proven to pay off when you buy and hold broad based index funds like an S&P 500 Index Fund. • These are general estimates with dividends reinvested and inflation not taken into account, but you get the point! Start saving early. • If you’re interested in a great resource for an S&P 500 calculator here’s what I used: https://dqydj.com/sp-500-return-calculator/
I'd like to introduce myself! I'm a 4th year student at the Okanagan College in BC. I'm working towards my CFP (certified financial planner) designation after graduation. I'd like to emphasize that I am only still learning and anything you take away from this page should be talked through with an actually CFP or taken to approach your own current life situation. That being said, this page will be a combination of my activities through my debt free life - more on this to come - as well as advice and tips for you at home! Feel free to comment or message me with comments and I will answer them as best as I can! Welcome to Piggy Bank Dreams! 😁 #debtfree #debtfreelife #finance #financialfreedom #financialsuccess #financialliteracy
As I lay in my bed praying for a snow day. I genuinely had to ask myself, “what else could I be doing?” . 1. Create content. 2. Research new templates for my blog. 3. Study. 4. Work out. . What else could you be doing?
I've been using ibotta for about 6 weeks now and have earned a total of $45.39 for a minimal amount of effort. If you haven't heard of ibotta yet, it’s like using coupons, but in an app and it only requires that you scan your receipt, you don’t need to show the app at the store. You also DON’T need to purchase packaged foods to use ibotta, they often have produce and dairy items. For every $20 you earn you can transfer the funds to a PayPal account or exchange for a gift card. I exchange my funds for AMC gift cards! #ibotta #savemoney #debtfree #familylife #getoutofdebt #debtfreecommunity #debtsnowball #coupons #groceryshopping
Yes, yes, and yes! And for me even more being free to live for my risen king! Be sure to check out @bossladiesmindset #risensavior #free #freelife #doyourthing #liveformore #serve #debtfree #daveramsey
Plan for your future! As your finances become more complex, get the support of a financial services professional. I have a responsibility to make sure that you and your family are secure when it comes to finances. #NewMoneyHabits #Health #Wealth #Life #Money #Investments #Goals #Dreams #LifeInsurance #TFSA #RRSP #StartNow #ProtectingFamilies #FinancialTips #Entrepreneur #DoItNow #Mindset #Knowledge #Legacy #DebtFree #GenerationalWealth #Facts #LeaveALegacy #NoFamilyLeftBehind #WFG #KeysToSuccess
Don’t leave money on the table! A raise can be a huge difference maker in paying off debt and reaching your financial goals! #financetips #frugal #financeblogger #frugalliving #whatthedebt #millenialfinance #millenials #financialhacks #makemoneyfast #makemoney #debtfreecommunity #debtfreejourney #debtfree #debtfreeliving
One way I try to avoid the “takeout trap” is to be prepared with easy sides in my freezer. I cooked a big batch of quinoa this morning and portioned it out for different meals. This way on a busy night I can pull one from the freezer and I have one less item to worry about. I freeze them in different sized containers as my family size is always different with my daughter in college and my husband traveling. We might have 4,3,2, or 1 eating so it pays to have different sized containers available. How does everyone else avoid the “takeout trap”? I’m always looking for new ideas! #debtfreecommunity #mortgagefreecommunity #debtfree #mortgagefree #avoidthetakeouttrap
Auto tradelines available Add a tradeline onto either your CPN’s or SSN’s credit profile to raise your credit score. There’s multiple ways of getting approved. Ex: if you have repossession currently on your credit profile; 1. Have it removed from your credit 2. Add a auto tradeline 3. Or start fresh with a new CPN Contact me on more information on getting approved 312.285.4419 #cpn #cpnnumber #cpnlife #credit #creditrestoration #creditrepair #FICO #badcredit #debtfreecommunity #debtfree #getapproved #tradelines #tradelines4sale #cpns2019 #phillyrealtor #phillytattoo #phillystylist #phillyhairstylist #phillyrealestate #phillybarber #newjerseyhairstylist #phillystylist #phillybraids #phillynails #newjerseyrealtor #newjerseyrealestate #incometax #taxtime #incometaxseason #newjerseycars #phillycars
Don’t run from your outstanding debt! With Century’s help, you don’t need to. Our program has proven to help over 180,000 reduce and ultimately eliminate their debt. Tackle your debt head on! Go to our website and get started with a free assessment today http://www.centuryss.com . . . #debt #debtrelief #financialhealth #financialfreedom #debtfree #nodebt #finance #money #wealth
It says, "You're on your way to becoming financially free"....Order your mug so every sip you take, it will remind you to keep striving to get out of debt. Purchase at www.easybudgetfinancial.com and click the SHOP tab. #easybudgetfinancial #debtfreejourney #debtsolutions #debtfree #debtfreedom #financialindependence #fortune #financialadvisor #financialfreedom #financialsolutions #savemoney #solutions #success #spreadsheet #budgetspreadsheet #budgetguru #budget #creditbuilder #creditrepair #credit #tradelines
The thrift store is packed! 50% off everything and no shopping carts. Had to grab a bin like I’m in Aldi. Toys ✔️ now to check some clothes...
I see lots of talk in the #debtfreecommunity about #nospendmonth and I’m just curious what that means to everyone? Does that mean you only buy what you NEED? Does that mean gift cards don’t count because it was gifted money? I’d love to hear the varying opinions! #debtfreecommunity #debt #debtfree #hustle #moneymanagement #debtfreejourney #debtfreegoals #livewithinyourmeans
A very quick turn around but wish I’d of asked for more! Oh well it’s still a profit 👍🏼🤩💰 #reseller #ebay #resellercommunity #ebayukseller #debtfree #ukresellercommunity #1930shouse #debtfreecommunity #buyandsell #moneymaker #resell #resellers
💵 Dollar Store Finds! 💵⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🖇️ Paper clips ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🗞️ Wax paper, Parchment Paper & Tin Foil⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🎁 Holiday decorations ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🍦 Shaving Cream ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 👞 Socks⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🔋 Batteries⠀⠀⠀⠀⠀⠀⠀⠀⠀ ☕️ Coffee filters⠀⠀⠀⠀⠀⠀⠀⠀⠀ 👙 Undergarments⠀⠀⠀⠀⠀⠀⠀⠀⠀ 💭 Shampoo and conditioner (Dollar Tree)⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🌸 “Silk” flowers⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🛍️ Gift bags⠀⠀⠀⠀⠀⠀⠀⠀⠀ 😲 Superglue (99 Cents Only)⠀⠀⠀⠀⠀⠀⠀⠀⠀ 👽 Hydrogen peroxide (99 Cents Only)⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Read more ideas: http://bargainbabe.com/draft-10-things-you-should-always-buy-at-a-dollar-store/⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ #fastcash #cash #finance #arizona #phoenix #1stoptitleloans #savemoney #personalfinance #moneytips #personalfinance #goals #financialfreedom #savingtips #getpaid #getmoney #debtfreecommunity #debtfree #titleloansinarizona #titleloansinphoenix #cashloansinarizona #loansinarizona #loansinphoenix #arizonaloans #phoenixloans #gilbertloans #makemoney #money #budget #frugalliving
Saving is earning ✔️👍🏾
#credittip Check your credit score often. A lot of people avoid checking it or don’t feel like it needs to be checked regularly! It’s DOES. You can take care of issues as soon as you see them. ⠀ •⠀ •⠀ •⠀ •⠀ •⠀ •⠀ •⠀ •⠀ •⠀ •⠀ •⠀ •⠀ #creditrepair #credit #creditrestoration #realestate #creditscore #entrepreneur #financialfreedom #business #success #money #tradelines #chicago #motivation #goals #finance #realtor #debtfree #studentloans #mortgage #badcredit #goodcredit #debt #creditrepairservices #wealth #loans #networkmarketing #businessowner
Rachel is an Assistant Manager at a company that provides services for people with cerebal palsey. She is also a Substitute teacher at the elementary grade level. Both jobs have contributed to her immense appreciation for her health. She plans to start a mentorship program for youth. Being able to keep up with the children is very important. ⠀@ms__crank_ Goal: Live a healthy & fit lifestyle, Create youth program, crushing debt & saving⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #harvestingwealthllc #discipline #substituteteacher #fitness #youth #blackentrepreneur #entrepreneurlife #entrepreneur #finances #money #financialadvisor #financialfreedom #smallbusinessowner #hbcugrad #vsugrad #financialliteracy #savingmoney #investing #financialgoals #letsbuildwealth #wealthgoals #debtfree #2019 #save #millennialsandmoney #millennials #financialharvest
Drop! An app that gives you money for shopping all you have to do is link your card! Sign up using my link and we both get $5! #debtfreecommunity #debtfree #savingmoney #collegelife #college #debtfreejourney #collegelife
It's been almost a year since I found my tribe in Tampa, Florida. I didn't know it at the time, as I had started my business just two months before these photos were taken, and I went to our company event "just for fun." . Since then, life has started to look very different. . Since then, these women have become my friends. My tribe. My family. . Before this, I had been with a different online company, and it was nothing like this. I expected it to be the same, when I first joined, but boy way I mistaken! . These women truly work as a team to help each other succeed. They didn't know me, yet they welcomed me into their family with open arms and have done nothing but help and support me since. . I never expected that these friendships would grow into the strong bonds that we now share. . I never expected so many to be invested in my personal success and to take time and effort out of their days to help me learn the skills for success. . I never expected to connect with so many like-minded people from all over Canada and the US, simply by doing my job. . I never expected my side hustle to become my full time gig with a full time income! . I never expected that I would be sitting here, a year later, being that same role model for women who are joining our inspiring and motivated family today! . My heart is full, as I count down the days to this year's conference, where I'm so excited to reconnect with these ladies, and to welcome the new family that has joined us over the past year! . In just 12 days, we will be back in Tampa, sharing and celebrating the past year's successes, and setting new goals for the year ahead! . Look out, Tampa!! A wave of black, green and bling is coming for ya!! I am so excited to see you all!! 💚 #livealifeyoulove #workfromanywhere #travel
Want to get rid of #closetclutter and make some cash? ... Take everything hanging in your closet and flip it around. Rehang hangers from the back side of the rod so they are now opposite or backwards of how they originally were. ... Now, when you wear something, rehang it the normal way. On Dec 31, 2019 you will know exactly what you wore in the last 12 months and what you need to sell for extra cash or donate! ... Ready? Head to your closet and start flipping! . . . . . . #closetorganization #closetgoals #closetcleanout #closetcleaning #declutteryourlife #declutterchallenge #decluttering #sellallthethings #livesimple #sellstuff #makeextramoney #declutter #organizedcloset #simplifyyourlife #simplifylife #simplify #simplifying #livewithless #debtfreecommunity #debtfreejourney #frugalliving #minimalizm #minimalliving #minimalist
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