599,918 posts

Gotta love when Nelnet's like, "Are you sure you wanna pay this?" and I'm like, "Yes, we're killing it." #debtfreecommunity #debtfreegoals #debtfreejourney #debtfreeliving #debtfreelife #debtfree #debtfreedom #debtfreeisthenewsexy #bye #debt #studentloans #debtsnowball
This is strictly for my Military personnel or is it.....🤔🤔🤔🤔🤔🤔
It can be done - and with little extra effort! I have a busy life and have no extra time to cut coupons or scour the circulars for deals. But by being a little more aware, strategic, and using easy mobile apps - I'm saving a ton! Check out how in my blog - link in bio!
Here's my husband and I trying to be as frugal as possible while eating at a restaurant!!! We actually managed to have a very cheap bill for the two of us ♥️ #datenight
I thank God every day for my husband. That man got on the roof for me to clean that window! 🙌🏾 #cleaning #fearless #husband #frugal #debtfree #mortgagefree #marriage #thankful
One of the biggest motivators in our life is Kenzi. We adopted her April last year after falling in love with her at the pound we volunteered at briefly. We always told her that we promise we will try to be the best parents possible and give her a fantastic life. Somehow I think she knows and is very grateful #debtfree #debtfreecommunity #puppy #motivationalquotes
If you update your W4 correctly and write off your lifestyle you can have these steps completed in record time.
Next Saturday, I will be doing a virtual Masterclass on how to quickly pay off your compounding interest products (credit card & student loan). The pre-sale registration will be $47(replays will be sent to live attendees and people who register but don’t make it). Regular price and replays will be $79. If you or someone you know needs help paying these accounts down, send me a DM for the registration link. #thatfinancechick #financialfreedom #debtfree
🚨🔥🚨🔥🚨🔥 If you’ve ever been in a relationship for very long, especially if you were married or living together, I can almost guarantee that you’ve had a money fight. 💰 One of the biggest causes of problems in relationships is differences in values and goals and habits when it comes to money, and especially communication about money issues. 💰 Money can’t buy you love, but it sure can tear it apart. 💰 And while I can’t claim that my wife and I are perfect when it comes to money and relationships, I can say that we’ve come a long way, and we rarely ever have money disagreements anymore. It wasn’t always that way, and we’ve had our share of fights along the way, but we’re in a much more solid relationship these days because we learned how to talk about money, and how to align our financial goals. 💰 That’s the crux of this post, in two simple steps: learn how to talk about money, and learn to align your financial goals. If you can do those two things, you’ve done more than most couples, and you’ve done a lot to keep your relationship on solid ground. 1. Sit down and talk about financial goals and values... 2. Remove emotions from financial talk. 3. Come up with a plan to meet your goals... 4. Develop a system for finances that works for both of you... 5. Have weekly financial meetings... 6. Above all, stay positive and be honest... 👍🏼 ✋🏽☺️🙏. Sit down and talk about financial goals and values.extraincome @therealdaytime @therealupdate100 #lifegoals #debtfree #zillow #weichert #coldwellbanker #berkshirehathaway #kellerwilliams #prudential #zillow #Success #Entreprenuer #ChangeyourMindset #ChangeYourLife #Grind #Goals #CreditRepair #wealth #goodvibes #positivevibes #instalike #like #trending
CommBank sent a letter trying to tempt me to redraw the additional loan payments I’ve made. NO THANKS! I’m on track to be debt free by the end of this year and don’t want anything getting in my way.
Guys!! I seriously have the BEST parents EVERRRRRRR!! My Dad just surprised us by buying some essentials (and some treats) for us at the new house! How amazing are they! ❤️ This seriously saved us a bunch on our grocery budget! 🙌🏻
Speak less and listen more. The loudest one in the room is the biggest joke. Don’t be that person. Think while other’s are speaking and observe their actions. You know who the insecure one is when they are talking. Listen more. Keep quiet and be ready to speak your mind when it’s your turn. Many, many people will respect you more when you speak and say the right thing as opposed to the annoying loudmouth that is full of garbage. **** #andrelevanharris #moneysense #moneycoach #debtfree #financialwellness #invest #legacy #money #financialneeds #lifecoach #investinyourself #investing #family #growth #committ #grow #love #work #belief #greatness #battle #showup #thoughts #mind #memories #lifetstyle #hustle #beyourownboss #boss #business
Yay! Sold more stuff and this goes straight to my Victoria's Secret credit card 🙄💳 #debtfreecommunity #debtfree #debtfreeliving #debtfreejourney #frugal #frugalliving #frugalmom #daveramsey #daveramseybabysteps
So grateful that the #debtfreecommunity isn’t part of the 40%!
My world and my why! This little boy is the reason why we are working so hard to get out of debt. The sacrifice for the next few years is going to be tough but the rewards at the end are going to give my son so much freedom and opportunity to take this world by storm. There may be no trips to Disneyland in the near future or lavish birthday parties or toys galore but luckily he is a pretty happy boy with a trip to the park, story time, and visits to our local library. ••••••••••••••••••••••••••••••••••• #debtfreecommunity #debtfreejourney #frugalliving #frugal #frugoal #2018goals #goaldigger #debtfreefamily #momlife #sahm #mywhy #budget #budgeting #workhardnow #toplayharderlater #moneysaving #debtfree #debtpayoff #inspiration #workingonourfuture
My husband just texted me this! We’ve been at it for just under a month! I am so overly excited, we are getting CLOSER everyday to being #debtfree . We started at $55k. God is so patient with us and so so good!!! If you want to follow our journey to financial freedom, check out my blog! www.brightandearly322.wordpress.com #debtfreejourney #daveramsey #financialfreedom #youtube #youtubechannel
Sounds about right! Past has been an inspiring and revitalizing time, presently rather dark and mysterious, and thankfully the future bodes well. Whew, glad that's settled! I'm writing a blog post about a few COMMON misconceptions about money. I dare say they're downright controversial. What do you guess is on the list? What do you think are misguided collective beliefs about money? . . . . . #thewildunknown #tarot #asheville #avl #828 #828isgreat #financialfreedom #moneymindset #attractwealth #moneymanagement #ninetofivefreedom #personalfinances #financiallyfit #moneytips #moneygoals #moneymatters #wealth #money #finance #entrepreneurs #moneysavvy #moneysmart #networth #personalfinance #debtfree #budget #frugal #savvy #minimalism #moneymoneymoney
Tonight I’ll be looking after my two younger siblings so it’ll be a house of 7 tonight (only 6 mouths to feed. 😂) I’m thinking of something really easy & filling which will be spaghetti. It’s quite cheap which is a huge plus! ☺️👍🏻 Meal plan is set, I’ve also set a fortnightly meal plan and wayyyy overbought on groceries but I was trying so hard to meet that $200 to get the 4,000 points! Which now rechecking my emails, I’ve missed out on. 🤨🤣 too late to turn back now! Oh well, at least we have extra meal bases for next fortnight. 🤣 has anyone else done this? Please say it isn’t just me. 🤓😅 • • - - - - - - - - - - - - - - #ItsGotToGo #babystep #babystepone #babystep1 #babystep2 #babysteptwo #daveramsey #debtsucks #debtfreejourney #debtfreecommunity #budgetmum #savingourfuture #debtbegone #bosslady #debtisdumb #StartSmall #BabyStepTwo #BabyStep2 #budgetmum #organisedmum #debtsnowball #debtfreecommunity #debtfree #debtsucks #savingmoney #smashingmydebt #organised #goaldigger #gettingoutofdebt
THE STRUGGLE TO SAVE 〰️ It’s no wonder that saving is so hard. No one, not even our governments and banks, want us to do it. Saving is boring, not very fun or cool, and only benefits you. Well…that’s what they want you to think. 〰️ Spending and consuming isn’t wrong - it’s actually necessary in order for us to enjoy the luxuries we have in the developed world. But I believe that we consume and spend far more than we really need to. 〰️ I used to believe that saving was about deprivation, but I’ve realized that it’s actually more about developing a mindset of abundance. There is no better feeling than the one that comes from believing that you are enough, that you have enough, & the feeling you get when you have savings behind you, to pursue your greater goals. 〰️ Over the past few years I’ve evolved from shopaholic to saver, simply by being more critical of the marketing & advertising I’m exposed to, knowing myself & being selective with what I buy, reminding myself of my long-term goals, and by favoring the feeling that comes from being financially stable - moreso than the quick thrills that come from impulse purchases and status items/experiences.
The last couple of days has been crazy. Originally we wanted to wait until the house was empty before we showed the house however after many requests we started showings on yesterday. 😊 Keeping the house clean and pristine with 4 kids and a furry dog 🐕...🤪We have had great feedback on the house but picking the tenant is going to be the hard part. With putting in applications comes background checks and the like....we are just ready for it to be done already so that we can move on to our next money move. We have big goals for the next quarter!!! #property #propertyinvestment #rental #rentalproperties #wealthbuilding #legacy #personalfinance #landlord #propertymanager #debtfree #debtfreecommunity #choosefi #financialfreedom #financialindependence #daveramsey #babystep6
I am looking for FIVE new It Works business partners who are ready to become business owners today! 💖 I will personally mentor you while you check these dreams off of your DREAM BOARD! Pick a number that applies to you and text 'OPPORTUNITY' to 502-649-6424 📲 (1) Earn an extra $800 a month 💵 (2) Go on a GIRLS TRIP this year 🚢🌴 (3) Pay off a credit card 🎉 (4) Be a stay at home parent 👪 (5) Save for your children's college 💰 (6) Take your family to Disney ✈️🏰 (7) Give back to the community 💚 (8) Fire your boss 😃 (9) Upgrade your iPhone 📲 (10) Cover the cost of childcare 👫 (11) Hire a housekeeper 💁 (12) Pay off your car 🚘🚘🚘 (13) Never wake up to an alarm again ⏰ (14) Pay cash for a new car 💰💰💰 (15) Pay off your mortgage 💸🏠 (16) Give back to your parents 👫💚🙏 (17) Purchase your dream home 🏡🏡🏡 #bossbabeswanted #takeachance #bebold #ownyourtime #liveyourdreams #debtfree #itworks #workfromhome
She had the audacity to go after her wildest dreams, and God had the audacity to ensure they came true. #ambition #grind #hustle #work #boss #bossbabe #bosslady #LevelUp #CreditRepairProfessional #millionairemindset #debtfree #abundance #homeowner #partner #with #realestate #real #broker #deals #freedom #live #life #quote #motivationalquotes Stop talking about what you're going to do one day, and start strategizing for what you will do today. Fearlessfinances.org 🔥🔥🔥🔥
Set a goal, create the plan, keep the faith, and execute. My new financial planning software to help those who are ready to “set a goal,create the plan, keep the faith, and execute.” #actyourwage #numbersarelife #cpa #goaldigger
Question time. I think I’ll be around 35 once our mortgage is gone. Once we’ve paid off our consumer debt, and completed #BS3 we will follow @daveramsey and @thebarefootinvestor advice and super charge our retirement to 15% and then smash our mortgage. We’re a young family so won’t be #gazelleintense as we would like to enjoy an annual holiday with our boys, making memories and exploring the world with them, so I think paying it off by 35 will provide a good balance. Would LOVE to hear from you all, how old will you be when your mortgage free?
LET’S TALK: SIDE HUSTLES. What is yours?! I’ve been trying to think of lots of side hustle ideas to help you increase income during the #debtfreejourney ! This is not, by any means, a comprehensive list... however I just wanted to let you know of some side hustle ideas that myself and others in this community have come up with! *NOTE* SIDE HUSTLE = WORK. It will take time and energy. Be prepared and know this going into it! But focus on the fact that it will ultimately help you to pay off debt! 📚Teachers: TeachersPayTeachers, VIP Kids, Substitute teaching, Tutoring, Success coaching 💵Anyone: Cleaning houses or local churches/businesses (gyms, schools), Babysitting either full time or just for weekends/date nights, Turning hobbies into small businesses like Etsy, Reselling/upselling (eBay, FB marketplace, thrift sales or garage sales), Preschool teacher/work at a daycare (discounted tuition rates for children), Work at your gym’s childcare center, Uber, lyft, Shipt, Direct sales (some are even online), Seasonal work at department stores, Pizza delivery (Dave Ramsey special), House sitting/pet sitting (Care.com), Hand lettering, Photography (real estate, mini sessions, holiday photos), Transcriptionist (Rev.com), Donating plasma, MLM companies, Woodworking, Refinishing furniture, Lawn care/landscaping, Catering events (if you love to cook this is a great one!), Event staff (this is a good one if you live in an area that has an arena that hosts a lot of events/concerts/games), Blogging, Reselling clothes (poshmark, thred up, Ebay), Making jewelry, Graphic design freelance jobs ▪️Tips: • Local colleges usually have “job boards” that may be open to the public. • Nextdoor neighborhood app is a place that people in your neighborhood may post needs that may include side work (lawn care/moving help) • Certain “side hustles” are great for moms with kids who don’t have childcare. Examples include babysitting, working at a daycare, working at your gym’s childcare center, pet sitting, housesitting) ☺️ I hope this helps someone!! Leave a comment below if you have other side hustle ideas!! #debtfreecommunity #sidehustle #financialfreedom #debtfree
MemoryBank is currently offering a $100 bonus when you open a new checking account 💵 . All you have to do is 3 ACH (electronic) deposits of $200+! Super easy! ✔️ . What I like about this deal is you can fund your account up to $500 with your credit card. Great for cc rewards! 💳 . Plus, the interest rate is 1.60% APY. Higher than most rates out there! 📈 . Check out my latest post for step-by-step instructions on how to get this deal! . Link to post 👉 @thefrugalmind 💡
Paid for is more fun. Want to take a trip with your kids? Consider these tricks for saving up and funding that vacation, debt-free. Click on the link in my profile or head here: How to Pay for Traveling with Kids http://lifeasmom.com/2014/10/how-to-pay-for-traveling-with-kids.html #travelwithkids #debtfree #debtfreefamily #familyvacation
Can you dig this? Learn Affiliate Marketing from the Pros - Link in bio @motivatorsmindset - Follow @motivatorsmindset Follow @motivatorsmindset Follow @motivatorsmindset - For Updates Switch on Your Notifications! - - - - - - - - - - The new #ContinentalGT uses superforming techniques taken from aerospace engineering. The level of surface complexity accentuates the crisp feature lines. Link in bio. Repost via @bentleymotors , Many thanks! Head over to @bentleymotors 's Instagram Page and follow for more like this! #motivatorsmindset #insta #fastcash #buildawebsiteforyourbusiness #funnel #smallbusinessweek #affiliatemarketinglife #startupevent #mindsetquotes #prospera #quoteslover #achieveanything #selfdevelopment #wordsoftheday #businessonline #strive4greatnesslike #digitalnomadism #startupstories #thinkbig #positivequotes #marketingcoach #wokeaf #entrepreneuriallife #ceoofyou #directsales #quotestoremember #debtfree #businessconsulting
Equifax😡, Experian😡, and TransUnion😡 are under fire for reporting inaccuracies and obsolete information! 😱😱😱Take advantage! This is a GREAT time of year to remove your ❌collections, ❌inquiries, ❌liens, ❌student loans, ❌bankruptcy, and ❌late payments! 💸💸💸 IT 👏🏽 DOESN'T 👏🏽 MATTER 👏🏽 IF 👏🏽YOU 👏🏽 OWE 👏🏽 THE 👏🏽 DEBT!!! Comment "INFO" for more details💰💰💰
This was my FIRST really bad financial decision: financing a 2006 Ford Mustang. Not because I "needed" a car or didn't have reliable transportation, (I had an older model mustang that was paid for and running great!), but just because I *wanted* a brand new car!!! #youngdumbandbroke for real. I had no idea that this would result in negative equity being rolled into the financing of a future vehicle, and later two, yes TWO, repossessions. All I saw was a chance to floss (that was the word back then! 😂 Telling my age, I know). Oh, if I could relive that time in my life...! I'd probably still have that '95 mustang!!! What was your first really bad financial decision? #debtisdumb #cashisking #carnote #carpayment #debt #debtfreecommunity #reclaimingmypaycheck #debtfree #babystep2 #babysteps
Are You a Busy Parent Of A College Bound Teen and You're Worried About How You're Going To Pay For College? Join me for this FREE online workshop where we’ll cover: -What Are The Five Types of Free Funds. -Where Are the Seven Places You Can Find Millions of Dollars in Scholarships. -Which Document You Should Complete First To Build a Scholarship Pipeline. -How To Make Your Computer Gush Like an Oil Well With Fresh Scholarships Everyday. -And MORE! ***LINK IN BIO *** SIGN UP HERE: https://events.genndi.com/register/818182175026315840/7dfff131a3 #motherhood #momofteens #unschooling #homeschool #debtrelief #studentloans #debtfree #debtfreecommunity #freecollege #therevolutionwillbeDebtFree
Be your own boss, instantly transfer earnings to your bank, drive on your own schedule. Sign up to drive with #lyft today and qualify for a bonus payout. E.g. In LA you get $2000 extra when you give 500 rides in 60 days. To get the extra cash add the invite code, omid687452 , to the driver sign-up form on the Lyft website, or click the link in my bio. (Bonus and special rewards vary by location.) Take action and sign up today. Feel free to ask me any questions and all the best! #parttimejob #hiring #jobs #careers #jobopening #jobsearch #werehiring #entrepreneurship #business #debt #debtfree #entrepreneur #entrepreneurship #freedom #flexiblejob #beyourownboss #deleteuber
Tomorrow is the last day I’ll have this pesky little card hanging on in my life. Then on Thursday when my direct deposit hits, $740 of it will go right here. 🔹 When I first moved to NYC, I switched to Chase bank and was approved for this Chase Freedom credit card soon after (with a 7k credit limit). At that time, I was making $0/week interning, and $8.15/hr at a coffee shop. 🔹With little to no savings, student loan payments out the wazoo, and adjusting to the cost of living in NYC (hiiiii insane rent prices), having this credit card often saved my life as I used it for necessities like a metro card and food. 🔹But then I stopped paying the full balance once the balance got too high. And then before I knew it my interest rate was off the charts and I was only able to pay minimums. 🔹This is not an anti-Chase post. This is a What Was I Thinking post. Now, with the armor of the Baby Steps method, I’m paying off my Chase Freedom card, closing the account, and moving one step forward toward ACTUAL FREEDOM.
Be your own boss, instantly transfer earnings to your bank, drive on your own schedule. Sign up to drive with #lyft today and qualify for a bonus payout. E.g. In LA you get $2000 extra when you give 500 rides in 60 days. To get the extra cash add the invite code, omid687452 , to the driver sign-up form on the Lyft website, or click the link in my bio. (Bonus and special rewards vary by location.) Take action and sign up today. Feel free to ask me any questions and all the best! #parttimejob #hiring #jobs #careers #jobopening #jobsearch #werehiring #entrepreneurship #business #debt #debtfree #entrepreneur #entrepreneurship #freedom #flexiblejob #beyourownboss #lyft
Not a good addiction!!
Last day of school!! I am excited to not: 1) Pack lunches 2) Force Homework to be done 3) Being at the school several times a day. What I am not looking forward to: 1) Bickering 2) Fighting 3) The words I am hungry and bored! May the force be with all parents out there this summer. 😉 #sahm #fitmom #debtfree #noexcusesmom
As promised, here is the budget breakdown for our weekend in Atlanta. When we do small trips, we just budget for any food and gas as part of our regular monthly budget. So we spent $136.02 beyond that during this trip - for tickets and parking, which obviously aren’t reoccurring expenses in our monthly budget ☺️. . We used @marriottrewards points for the hotel room. (FREE!) . We used @southwestair points for hubby’s flight and our companion pass for mine. ($11.20/person for September 11 fees) . We used @nationalcarrental points for our rental car. (FREE!) . For meals, we usually do all quick and cheap with the exception of one. You’ll see which one that was on this trip when you swipe. You can also see all the food we ate at that one meal in my story highlight 🙈. We bring snacks from home for in-between meals if needed. We often eat only breakfast and dinner on vacation. Our vacation breakfasts are usually a bit later in the morning and more substantial than what we’d eat at home. We research cheap but good restaurants before we leave and save a few on our @tripadvisor plan so we aren’t making impulse food purchases. . For the @georgiaaquarium there’s an early bird discount offered for arriving before 11:00am. You choose the time when you purchase your tickets online in advance. We chose the 10:30-11:00 time slot and it worked perfectly. . When you purchase tickets for the aquarium, you can also pre-purchase parking at a discount. We did this and were able to park downtown right in the center of all our plans for $9 for the whole day. We heard some people complaining about the price... in Boston that would easily be $40+ and not a nice parking garage! We thought it was a steal! . I was hoping we would have time to get to the Center for Civil and Human Rights, and we did. It was not originally budgeted for, but since we budgeted $600 for my potential car repairs and ended up not needing any last week, I was okay with the extra $44. It was so worth it - this is an incredible museum. . I’m out of room but let me know if you have any questions!
Are you ready for a fresh start? 🍃
Learning a new game: Act Your Wage! The kids are strategizing how to knock down their debt to win the game! They were relieved when they received thousands in salaries and not thousands of celery. 🤑 Thanks @daveramsey #kindergarten #1stgrade #3rdgrade #debtfree #boardgames
Honestly, we have be slacking in the meal prepping department. Like terrible 😫. Fortunately, we have family and friends that love us and we haven’t spent a ton on outside food (we’ve probably spent about $45). Nonetheless we have a pantry and fridge full of food we need to use. . . So tonight I made Flounder with brown rice, broccoli and spinach. It took me about 30 mins to make everything. It made a total of 4 servings with a cost of $2.19 per serving! Definitely wayyyy cheaper than eating out. . . Meal prepping is an area I struggle in 😫. Any tips for being consistent and keeping through with it for the week? . . #frugal #debtfree #debtfreecommunity #freedom #finance #daveramsey #financialfreedom #babysteptwo #dinner #dinnerideas #mealprepping
Building confidence with your finances can feel intimidating when you're just starting out, but personal finance expert @stefanieoconnell is here to help! Join us for a Facebook Live broadcast on Wednesday, May 23, at 11 AM PT as we sit down with Stefanie to discuss answers to young adults' most pressing financial questions. #classof2018 #graduation #personalfinance #financialfreedom #owningit #debt #debtfree #goals #wednesdaywisdom #makingmoney #money #realtalk #motivation
Found out today hustling is going to pay off nicely this month! I cant wait for the end of the month! Im giving this money a place to go in the budget! Its headed straight for that snowball! #debtfreeliving #debtfreecommunity #daveramsey #budgeting #debtfree #debtfreecommunity #snowball #debtsnowball #sidehustle
Here are some easy tips to pay off debt fast! These simple tips that anyone can do will have you living the life you want. https://www.budgetsmadeeasy.com/how-to-get-rid-of-debt-fast/ #budgetsmadeeasy #freedom #debtfree #financialfreedom #residualincome #makemoneyonline #makemoney #daveramsey #stayathomemom
Bathroom Alert
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