#emergencyfund

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This means, you have to bring your own lunch and make your own coffee at home and avoid any unnecessary spending. Once you get the hang of it, you can start doing it three times a week; you will certainly be surprised to the amount of money that you will be saving. 😱 . . #debtfreecommunity #frugalliving #frugal #savvy #onabudget #debtfree #moneytips #debtfreejourney #mommylife #mommy #declutter #savingmoney #money #budgetliving #debtsnowball #finance #financialfreedom #budget #financialplanning #retirement #investing #couponcommunity #emergencyfund #organize #frugalmom
Happy Hump Day 🐪 Honesty alert ⚠ I have never been someone who believes in anything in particular etc but since I started this journey I have been following @healingenergytools they're daily posts are really intresting and definitely give me food for thought 💭 #savingsjourney #savingsgoals #savingsaccount #savingsplans #savingslife #savings #savingschallenge #debtfreecommunity #ukdebtfreecommunity #debtfreejourney #debt #debtfreedreams #emergencyfund #daveramsey #money #livelikenooneelse #ukdebtfreecommunity #financial #freedom #financialfreedom #financialgoals #budget #budgetplanner #budgeting #sidehustle #sidehustler #travels
I just learned that my dear incredibly hardworking farmer friend, lost her #RV home in #SantaClarita in the devastating #BigOaksLodge fire this past Saturday night (August 11, 2018). Miraculously, she and her young child were able to flee and are thankfully safe. She lost everything though as you can see in the 2 photos following the collage of Anna at her farm stand working at the Hollywood Farmers Market #HFM , taken in 2016. She has created an #emergencyfund on #gofundme https://tinyurl.com/y9t8ssen to raise money to rebuild their lives. Anna works 12 or more hours #sixdaysaweek and is a devoted wife, mother and an #organicfarmer . She raises chickens and goats in addition to fresh organic vegetables, fruits, and herbs. Her farm is not in the same location as her home was. If you are able to share this post, or help her in anyway, it will be much appreciated. She's one of the most "dedicated to what she does" people I've ever known. #ThankYou #PleaseHelpAnna #OrganicFarmerCommunity #OrganicFarm #OrganicFood #OrganicEggs #OrganicVeggies #FarmtoTable #HollywoodFarmersMarket #FarmersMarkets #AGchat #SignalSCV #SantaClaritaValley #Kindpeople #CrowdFunders #CompassionatePeople #SCVfire #BouquetCanyon #GenerousPeople 🙇‍♀️ #CityofAngels 💫 #pleaserepost #thankyouforsharing
Mind blown! 🤯 The #debtfreecommunity has paid off over 8 million this year and saved over 1 million. Keep it going!! I bet we’ll end the year with 16 million paid off. 🤗 • • #debtfreecommunity #daveramsey #debtfree #financialpeaceuniversity #debt #debtfreejourney #babystep3 #budget #zerobasedbudget #financiallyindependent #fire #frugal #savemoney #emergencyfund #babystep2
You guys are so amazing!! Look at what we did! 379 people submitted their numbers for debt paid off and 138 people for amount saved. • • This is the 5th month of the year that we’ve broke one million paid off for the month. 🎉🎉🎉 I keep all the numbers on my website under the #debtfreecommunity tab. • • Totals for the year: Debt paid off $8,439,307 Amount saved $1,286,753 • • #debtfreecommunity #daveramsey #debtfree #financialpeaceuniversity #debt #debtfreejourney #babystep3 #budget #zerobasedbudget #financiallyindependent #fire #frugal #savemoney #emergencyfund #babystep2
Let’s talk finances! Today my brother and I decided to invest some money 💴 in a particular stock that I’ve been eyeing for a while. Normally I don’t include him when I do stuff like this but I feel like he’s old enough to start. I’m trying to teach him how to budget and not spend more than he needs to. I had to learn this too myself when I was his age and I’ve done the best I could. I’m trying to get him started on an emergency fund and an expense envelope that will contain all the money he needs for expenses per month. Also to not get any debt. So far for 21 he has none and I’m trying to persuade him to keep it that way. When you have financial freedom life is so much better and so much more comfortable. If I can persuade the generation coming up after me about the importance of not having debt and saving then I’ve done at least one thing right. I’m also teaching my five year old financial literacy by allowing her to deposit money to her own account and checking her balances and interests etc. She’s doing pretty well. How are you helping your family and those coming up after you to make better financial decisions? Ps he thinks he’s a baller in the video lol. I had to mute it because he was talking mad crap lol. #financialliteracy #money #investment #saving #emergencyfund #debtfree
Finally jumping on the Poshmark bandwagon. You were totally right @mrs.d20_dork it is so much easier than eBay. Listed a bunch of shoes today. Ready to get a bunch of clothes listed the rest of this week. #poshmark #shopmycloset #plussizefashion #sidehustle #debtfree #debtfreecommunity #debtfreejourney #financialfreedom #financiallysecure #daveramsey #budget #babysteps #babystep1 #emergencyfund #personalfinance #makingmoney #savingmoney
One of the most important parts to your financial health is your “rainy day” fund. Ya know, the money that you set aside that you can tap into in the event of an emergency. This could include things like car trouble, unexpected medical expenses, job loss, etc. Experts recommend setting aside 3-6 months worth of fixed expenses in an account designated as your rainy day fund. Let’s say that on a monthly basis your rent is $500, your car payment is $200, your student loans are $200, and your groceries are $200. Based off of this information, a proper emergency fund would be $3,300-$6,600. Start small by saving part of your paycheck each month until you hit your savings goal. Adequately funding this account should be a high priority if you wish to finesse your finances. Remember, this is for emergencies only!! I hate to break it to ya but having those new pair of shoes is not an emergency!
Why do most diets fail? Too complicated!!!! Same with budgeting! If you need to sit for hours to do a budget each week, most likely you’ll be “too busy” and fail!!!!! This is me with exercising! I am good for a 30 minute work out, but 90 minutes? Stick a fork in me!!!!. I spend no more than 30 minutes on a Saturday morning working on my budget with a nice cup of coffee ☕️! .................................... I’d be curious the amount of time you spend on your budget each week!
I’ve always kept a $200 or so buffer in my checking account that I don’t include in my budget. Well today is the day before payday and I’m always trying not to spend anything. Well Murphy hit... My car insurance covers towing and long story short, they were unable to provide me the service I pay for. So I had to pay out of pocket and now wait for a reimbursement. I have never had to touch this buffer before and I’m SO grateful it was there and I didn’t have to dip into my EF. #cartrouble #debtfree #debt #DebtIsDumb #debtfreedom #debtfreeisthenewsexy #studentloandebt #studentloans #emergencyfund #ef #murphy #babystep2 #daveramsey #daveramseybabysteps #alwaysbroken
Dear community, CAVC is happy to announce we will be bringing you a series of financial wellness workshops in English and Spanish throughout the year. This will be done in collaboration with other agencies and partners. Our goal is to inform the community about the importance of personal finance knowledge as a tool to reaching financial wellness and other financial goals. #BeCommunityAction #FinancialWellness #EmergencyFund #GoalSetting
That’ll be all your 💴 💵 please!! 🤣 . But seriously though...if you own a car, it’s that much more important to have an emergency fund tucked away. Even routine maintenance work can suddenly cost you a surprise $1000. . Planning on buying a car? Include an emergency fund top-up in your savings plan so you don’t look like this☝️when you get hit with a bill 😝
Totally forgot to post what I’ve been getting rid of for the #minsgame thus month!! I lost count of the number of items but I think I’m making progress lol once this box is full it’s going to Goodwill. I’ve also sold about 7 things on Mercari this month! 🙌🏾 thanks to @mommagoesminimal for the reminder 💕
✅DO IT NOW: BREAK the bad debt habits. What’s more of a financial downer than debt? TWO people’s debt! Average American carries $4,717 in credit card debt, starting marriage this way can be a huge burdensome. ✅DO IT NOW: STOP living above your means. As a percentage of annual income, those in the bottom 30% of the income scale spend far more than they bring in. ✅DO IT NOW: COMMUNICATE honestly about your spending habits. 95% of Americans consider “ financial responsibility “ very important when considering a spouse. Most people just have an Idea. Planning for the unexpected, saving for retirement, paying off debt may seem daunting! But it doesn’t have to be. A Financial Snapshot! 📸 A FREE Financial Needs Analysis (FNA) gives a detailed overview of your current financial situation and offers suggestions on how to prepare for a secure financial future. The FNA is complimentary, confidential and customize for you and your spouse. #marriageandmoney #FNA #financialfreedom #financialhome #atlanta #atlliving #atlantafamily #iam #debtfree #mrandmrs #family #familyfirst #retirement #PRI #financialgps #financialplanning #momsanddads #newlyweds #advice #marriagegoals #marriagelife #emergencyfund #love #life #nogofundme #Justdoit #doitnow
Just in case... my least favourite phrase! - When we buy things “just in case” we ignore delayed gratification. We teach ourselves that we can have things now when we should be working our waiting muscle. Even just delaying a few days can make a huge difference because it gives us clarity on what is really essential. - When we keep things “just in case” we let them take up space in our homes and our minds that could be used for another purpose or just kept empty. - There are always going to be “just in case” items in our homes... medical supplies, first aid kits, perhaps some clothing items... but I challenge you to think about what you are buying or keeping “just in case” and what truly has a place.
🚫BUILDING,REPAIRING AND PROTECTING YOUR CREDIT🚫 DM me for more info‼️ Want your credit fixed? Want to get rid of negative items on your credit report?  Want low interest rates? Want to qualify for a loan? For more information, DM ME NOW #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
🚫BUILDING,REPAIRING AND PROTECTING YOUR CREDIT🚫 DM me for more info or COMMENT “FIX” below 👇🏾 Want your credit fixed? Want to get rid of negative items on your credit report?  Want low interest rates? Want to qualify for a loan? For more information, DM ME NOW #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
Doing some #personaldevelopment while waiting on new tires. It pays to have an #emergencyfund bc we didn’t plan on buying four NEW tires today. 🙈 P.S. Really enjoying “The Power of Moments” by Chip Heath and Dan Heath!
#FinancialTip : Build an emergency fund for you and your family because this will help in times of need. If a problem arises and you do not have money set aside, apply for our Emergency Loan Program today. . . . . . . . . . . . . . . #financetip #budgettip #budgeting #emergencyfund #emergencyloanprogram #cashonhand #emergencycash #timesofneed #JFLA #jewishfreeloanassociation #freeloans #interestfree #interestfreeloans #nointerest #jewishfreeloans #allfaiths #losangeles #ventura #LAcounty #financialfreedom #nomoredebt
Ever realize how when you attempt something and it doesn't go according to plan, you're faced with this new challenge of wanting to keep going after the original goal, but now you have to think of an entirely new way to get there? It's kind of interesting and it's kind of frustrating. You learn to give up things like your pride 😳and try to give up things like coffee ☕️ And you figure out a way to get fired up and excited about trying again! #budget #save #emergencyfund #keeptrying #motivation #babysteps #inspiration #habit #behavior #success #tryagain
I did it! I have booked a holiday and I am ready to celebrate 🎉 This is the first time I have booked a holiday and will not being paying for it when I get home 🙄 March 2019 cannot come quick enough. #savings #savingsjourney #savingsaccount #savingsgoals #savingsplans #debt #debtfreecommunity #debtfreegoals #livelikenooneelse #positive #positivegoals #daveramsey #emergencyfund #debtsnowball #debtfreecommunity #financial #freedom #financialfreedom #financialgoals #ukdebtfreecommunity #budget #budgetplanner #budgeting #sidehustle #sidehustler #travels #tenerife
Emergency funds. 💰 Not fun to save for, but totally worth it when disaster strikes. Whether it's keepig change or setting aside 50 dollars a month, setting up an emergency fund is always a smart financial decision. 💸 #emergencyfund #emergencyfunds #saveyourmoney #savemoney #beprepared #moneytalks #financiallife #finances #financialfreedom #finances #advisor #financialadvisor #moremoney #moneymatters #smartdecisions
Double tap if you want to live a life of financial freedom!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In 2016 my husband and I paid of $39,000 of debt. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In 2017 we saved $33,000 cash, bought our first house, renovated it, quit our jobs, and moved 750 miles (into said house).⠀⠀⠀⠀⠀⠀⠀⠀⠀ 2018 has been a real challenge. I've been working to grow my business, my husband was in a serious accident and out of work for a while, and now he's starting school and all the financial weight is on my shoulders. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ The only reason we have been able to make this year work is because we planned for it. We saved our money so we could take a leap, and jump into our dreams. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ My dream is to pay off our house by the end of the year. It will be an absolute miracle, but I think it's possible. Here's to paying off the last $45,044.66 in the next 4 months. #debtfreecommunity #paycash #savemoney #debtfree #futuremillionaire #daveramsey #debt #debtfreejourney #nomoremortgage #budget #zerobasedbudget #financiallyindependent #financialindependence #financialfreedom #financiallyfree #frugal #moneygoals #bossbabe #moneysmart #moneysmarts #womeninbusiness #selfemployedlife #incomegoals #womenentrepreneurs #ladyboss #womanonamission #determinedtosucceed #babystep6 #emergencyfund #dreambig
I love this because it’s a reminder that’s it’s okay to make adjustments to any goal or plan. . . I remember at one point i was writing these long laundry lists of goals. If I didn’t achieve them all in that month I would beat myself up about it. . . Designating this time to reorganize and revamp my approach to my #debtfreejourney and life has been amazing. . . . #debtfreedom #debtfreecommunity #completeguidetomoney #budgetbinder #babysteps #goals #longtermsuccess #motivation #moneygoals #nocredit #nospending #selflove #savingmoney #introvertproblems #cashonly #daveramsey #reducespending #biggerincome #paydebtoff #productivity #abundance #avalanche #emergencyfund #everydollarapp
Save money today to prepare for whatever tomorrow holds. . Five Reasons to Save Money 1. Emergencies - For when life happens. 2. Children's Future - For their education and much more. 3. Retirement - To fund our freedom. 4. Expensive Purchase - For the larger things in life. 5. Financial Independence - Become Wealthy. . Auto-Saving Feature Set up an automatic pull of a percentage out of your paycheck into a savings account. . Need help figuring out how many months of your expenses you should save up? You can use the 3-6-9 Rule for Emergency Savings. . 3 M - Single, No kids and have little to no debt. 6 M - Family, and/or large financial responsibilities. 9 M - Freelancer or business owner and/or huge family with lots of financial responsibilities. . Or work your way to 6 months in my 10 Critical Jumps [Side Quest] . Your Children's Future may include supporting a dream they would like to pursue. . Retirement is so important. I may create an entire world based on this. If you are 30 years old or older and don't have at least $30K in a retirement account, you ARE falling behind! If you are 37 or older, check out my post to see how much you should have. . And so much more! Link in bio @sootomoto or sootomoto.com/world1-10 ---------------------------------------------------------------------------- #sootomoto #personalfinance #finance #financialeducation #savemoney #save #money #saving #education #selfeducation #financialindependence #fi #children #future #game #debt #learn #debtfree #babysteps #daveramsey #coach #emergencyfund #life #wealth #savingmoney #instafinance #investing #credit
Most Americans today are not even prepared for an emergency let alone retirement. Track your Spending Budget is Key Pay yourself Build an Emergency Fund contribute to your 401K Open a Roth IRA Committ to your financial goals #financiallyfit #debtfree #givemore #spendless #givegodyourfirst #investinyourself #budget #setgoals #savemoney #liveonlessthanyouearn #financialfreedom #financialindependence #failtoplanplantofail #emergencyfund
Regardless of your religious or spiritual background (Agnostic raised Catholic 🙋🏼‍♀️), I think we can all find wisdom in the words of the serenity prayer. A couple of days ago, I found out I would have to dig into my emergency fund to pay for a crown and a filling 🤦🏼‍♀️ I’m finding this whole use/replenish process a little bittersweet. The plan is to save $500 ASAP and replenish the remainder of my $1000 fund over the course of 2-3 months. Here are my thoughts on how to make that happen: 1. Bonus! I just received my bonus, an awesome kick start to my emergency fund. Tip: tax season is another great time to set some money aside if your budget is tight. Which brings me to point two... 2. Rejigger the Budget! Cutting a little bit here and there to prioritize the emergency fund. I’ve been surprised how easy it is to say “no” to budget busters now that I actually have one — go figure 🤷🏼‍♀️ 3. Supplemental Income! Time to sell those shoes and books I haven’t used in years. Plus this is a great way to declutter and reassess what you really need to live a comfortable lifestyle. A couple days late and a few bucks short, but I wanted to share the serenity prayer with you, as it has been my mantra since Sunday. It helps to remind me that what’s done is done — but *you aren’t!
What habits do you have that are sabotaging your debt free success? - For a long time mine was “just looking” at the garden center and spending money on plants that I didn’t need, like, at all. - Share yours in the comments.
I remember I used to tip like I was rich. Thanking them for the service being provided but also to impress them by the amount I was giving. Although I'm sure they appreciated it, it was financially irresponsible on my part. Since then I've scaled it back to 15%-20% like a normal human being. 😊 . . . . STAY FREE MY FRIENDS!!! 😎 . . . . #DebtFreeMafia #FinancialFreedom #SideHustle #Frugal 🚫#Credit #Debt 🚫 #7BabySteps #PersonalFinance #EmergencyFund #StudentLoans #DebtFree #DebtIsWack #CreditSucks #DaveRamsey #FinancialPeace #WallStreet #IRA #RothIRA #401k #BlackMoneyMatters #FinancialLiteracy #DebtSnowball #DebtTrippin #CashIsKing #DebtFreeJourney #DebtFreeCommunity
You have no idea what a blessing it is to be in a position where we are finally prepaying our taxes for the first time in 4 years. Every year during tax time I would have so much anxiety and not know how how we were going to pay it cause we weren’t smart with our money. There was one point where we were paying for 3 years worth of taxes! It’s a huge burden off of our shoulders knowing that most of our taxes will already be paid instead of being faced with a $30K tax bill next year! . . . #debtfree #debtfreecommunity #debtfreejourney #financialfreedom #emergencyfund #daveramsey #babystep2 #cashenvelopes #cashmoney #cashclips #budget #babysteps #totalmoneymakeover #changingmyfamilytree #takingcontrolofmyfinances #zerodollarbudget #sinkingfunds #zerobasedbudget #debtisdumb #cashisking #minimalist #minimalism #intentionalism #intentionalliving #livingintentionally #livewithless #livingwithless #taxes #irs
Money money money and it’s free! Thanks to @sunsavers I now have £5 to cash out not loads I know but will be fab for the arcades when we go to Dawlish through @sunsavers or as my little girl likes to call them monster machines 😂if you want a £1 bonus to kick start your saving dm and I can sort that #makemoney #emergencyfund #holidayspends #livewellforless #frugle
https://financebuddha.com/insta-loan/quick-apply #emergencyfund #funds #instantloan
Another $200 🎉
Cash clips in full effect for the rest of the month! I always feel a little lost when I take out cash late in the month. Feels good to have it out and ready to go! Groceries - $290 Eating out - $65 Fun Money - $80 ($40 each) Gizmo - $30 Household - $40 Meds - $50 Gifts - $30 School supplies -$125 . . . #debtfree #debtfreecommunity #debtfreejourney #financialfreedom #emergencyfund #daveramsey #babystep2 #cashenvelopes #cashmoney #cashclips #budget #babysteps #totalmoneymakeover #changingmyfamilytree #takingcontrolofmyfinances #zerodollarbudget #sinkingfunds #zerobasedbudget #debtisdumb #cashisking #minimalist #minimalism #intentionalism #intentionalliving #livingintentionally #livewithless #livingwithless
This little stash is winging its way to the bank this morning... . . I’ve been working super hard at my Sewing and now I’m making headway 🙌 . . Also having a no-spend week so more going in than coming out for once!! . . #ukdebtfreecommunity #freedom #debtfreecommunity #goals #debtfreejourney #debtfreedom #financialfreedom #frugalliving #frugal #contentment #happiness #cashisking #budget #sidehustle #sewingbusiness #emergencyfund #sinkingfunds #babysteps #daveramsey #livelikenooneelse
Cash clips in full effect for the rest of the month! I always feel a little lost when I take out cash late in the month. Feels good to have it out and ready to go! Groceries - $290 Eating out - $65 Fun Money - $80 ($40 each) Gizmo - $30 Household - $40 Meds - $50 Gifts - $30 School supplies -$125 . . . #debtfree #debtfreecommunity #debtfreejourney #financialfreedom #emergencyfund #daveramsey #babystep2 #cashenvelopes #cashmoney #cashclips #budget #babysteps #totalmoneymakeover #changingmyfamilytree #takingcontrolofmyfinances #zerodollarbudget #sinkingfunds #zerobasedbudget #debtisdumb #cashisking #minimalist #minimalism #intentionalism #intentionalliving #livingintentionally #livewithless #livingwithless
A question for the #debtfreecommunity - how do you feel about posting your personal finances to social media? Do you set boundaries? Are you worried who might be watching? It’s a personal and private topic that a lot of us are opening up to and being vulnerable about, but I am curious if this has crossed anyone else’s mind? 🤔🤷🏼‍♀️ #debtfreecommunity #debtfreejourney #debtfree #debtfreegoals #daveramsey #babystep2 #debtfreedom #debt #frugal #frugalspender #zerobalancebudget #budget #savemoney #financiallyindependent #emergencyfund #financialpeace #studentdebt #universitydebt #financialpeaceuniversity #gazelleintense #budgeting #finances
Our Mission is to help families from every stage of life with products and policies to protect yourself and your loved ones and enrich their lives. We offer competitive products from our top producers. Such as term and index universal permanent life Insurance to help protect yourself and those you love. Additionally we can help you prepare for your retirement with a variety of annuity and FFIUL products that can enhance you and your loved ones lives now and in the future. . . #wfg #helpingfamilies #financial #protection #retirement #livingbenefits #family #future #emergencyfund
Gedung aja punya jalan keluar darurat. Kalo keuangan kamu uda siap dana darurat belum? 😄😄😄 #financialplanning #wealthprotection #emergencyfund #IAmPRUdential #MirnaAng
Been a serious lunch packing kick and I'm loving it! I love the fact that my daughter has been eating everything packed for her since the beginning of the school year! Feels like a small victory 😁 🦌 🦌 🦌  #babyemergencyfund #babysteps #journeytodebtfree #debtfreecommunity #debtfreejourney #debtsucks #debtfree #financialfreedom #daveramsey #financialpeace #financialpeace #sinkingfunds #cashisking #emergencyfund #homelunch #bentolunch #mealprep #kidsmealprep #schoollunch #schoollunchideas #projecthomelunch
We barely finished baby step 1 and our windshield got a huge crack in it - not one of those tiny, can-be-fixed cracks, but a massive, growing-everyday crack. I know this is what the emergency fund is for, but I didn’t want to have to use it this quickly! However, a few months ago this would have sent us into a little tailspin and now it is only an inconvenience. And due to some side-hustling, our emergency fund is already almost full again. We got through our first little hiccup and we are still rocking our #debtfreejourney 🙌🏻 #frugalliving #debtfreeby30 #debtfreeliving #debtfreecommunity #emergencyfund #murphy
Showing my face on here again to welcome my new followers 😍👋🏻 I’m Lauren and despite a new boo and my 2 kitties supporting me on this journey, I’m knocking this debt out all by myself! 💁🏻‍♀️👊🏼 This month I plan to knock out my smallest student loan ($2,451) and I’m glad you joined along to see it happen! 🤗
Hey guys, me and my 3 year old are moving to Kentucky and we came up short on money. We are leaving cali because I can't afford it as a single mom. Trying to get out there to be with family and have that support network. Please help us with any little donation. We really appreciate anything. I know times are hard for everyone right now. I start work the very next week, so its just the bit of money to get settled we need. I appreciate it so very much. Here is the link https://www.gofundme.com/e2zes-moving-money
I look forward to seeing everyone this Sunday! If you haven't already, click the GET TICKETS button to purchase your tickets. They are only $10 with a few slots left!!! #debtfreecommunity #saveitshari #saving #emergencyfund #budget #budgeting #debtfreeliving #debtfreejourney #totalmoneymakeover #financialpeace #financialfreedom #daveramsey #babysteps #babystep2 #financialmotivation #payoffdebt #financialliteracy #frugal #debt
While at @PodcastMovement I recorded this short video with the amazing people at @creatorsgrp. I got to share a little bit about Popcorn Finance and one of my favorite listener stories (@debtydowners !). Special shoutout to @jeani0 and @parkerganderson who conducted the interview and filmed this! You might be hearing a little more from them in the near future🤔 #popcornfinance #podcastmovement #philly
Inspired by a post from @treading_a_simple_path , I’d like to share some of my strategies for dealing with digital clutter. This was one of the hardest areas for me to minimise but once I got some processes in place it has been easy to keep up. - ⚡️I delete text message chains. As soon as something has been actioned or I’ve received confirmation of a message I delete it... except my husband’s 😆 ⚡️I go through the photos on my phone at least every two days. I transfer what I want to keep to google drive for back up to hard drive. I don’t keep photos on my phone (except stuff for insta and ultrasound pics of baby 😍). I have a folder on google drive with my favourite sentimental photos in it (around 60). The rest are backed up on hard drive. ⚡️I delete emails as soon as they are actioned and send important ones to one of four folders: receipts, travel, important, work. I go through the folders regularly to delete emails I no longer need. ⚡️I regularly go through folders on my laptop to delete or back up unnecessary items. I make sure to delete downloads and empty the trash. ⚡️I keep a completely empty desktop, unless something needs to be actioned immediately after which I delete it. ⚡️When I first started out I had to go through our hard drive to reorganise folders and delete photos. This was a BIG job, but once it was done I never had to do it again. ⚡️I delete reminders on the app rather than checking them off. ⚡️I regularly go through contacts on my phone to delete the ones I no longer need. - I hope these strategies are helpful to you.
So I just got totally murphied again, 3rd car problem in 2 weeks! After working all day at my main job, then going to my first day’s training at my new side hustle, I got in my car to go home, turned the key and it went boom! Totally dead. Loud bang and fluid leaking from the engine. My battery exploded! So waited an hour and a half for a mechanic, he’s given me a second hand battery to get me home and now I need to buy a new battery tomorrow. I’m not going to make any debt payment with August’s pay check as I have my MOT and a £300 car repair already booked in and now this! Absolutely shattered and feeling so broke! The only positive is that only 6 months ago this would have all gone on a credit card, and now I have my emergency fund for the first time in my life to cover this crap!!! Feeling blessed to have discovered this way of life which has made this so much less painful already! #emergencyfund #murphy #debtfreecommunity #debtfreecommunityuk
Single moms... IM HERE FOR YOU! IM HERE TO HELP YOU IMPROVE YOUR CREDIT TODAY‼️ Want your credit fixed? Want to get rid of negative items on your credit report? Want low interest rates? Want to qualify for a loan? For more information, INBOX ME NOW🗣 #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
🚫BUILDING,REPAIRING AND PROTECTING YOUR CREDIT🚫 Inbox me for more info‼️ Want your credit fixed? Want to get rid of negative items on your credit report? Want low interest rates? Want to qualify for a loan? For more information, DM ME NOW #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
Single moms... IM HERE FOR YOU! IM HERE TO HELP YOU IMPROVE YOUR CREDIT TODAY‼️ Want your credit fixed? Want to get rid of negative items on your credit report?  Want low interest rates? Want to qualify for a loan? For more information, DM ME NOW #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
Improving your credit score helps you to save money! ✅lower interest rates ✅ lower payments YOU SAVE MONEY IMPROVE YOUR CREDIT SCORE TODAY✅ 🚫BUILDING,REPAIRING AND PROTECTING YOUR CREDIT🚫 DM me for more info‼️ Ig: @creditscore750 #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
Improving your credit score helps you to save money! ✅lower interest rates ✅ lower payments YOU SAVE MONEY IMPROVE YOUR CREDIT SCORE TODAY✅ 🚫BUILDING,REPAIRING AND PROTECTING YOUR CREDIT🚫 INBOX me for more info‼️ Ig: @creditscore750 #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
IMPROVE YOUR CREDIT SCORE TODAY✅ 🚫BUILDING,REPAIRING AND PROTECTING YOUR CREDIT🚫 DM me for more info‼️ Want your credit fixed? Want to get rid of negative items on your credit report?  Want low interest rates? Want to qualify for a loan? For more information, DM ME NOW #creditbyMonique #motivation #creditrestoration #financialfreedom #debtfreecommunity #savings #creditrepair #debtfreejourney #debtfree #moneytips #wealthbuilding #buildwealth #finance #personalfinance #moneymanagement #financialeducation #payyourselffirst #emergencyfund #moneycoach #creditrepair #budgeting #debtmanagement #debtpayoff #homebuyer #fixyourcredit #creditrepair #CreditByMonique
I think it’s super important to have some form of Emergency fund and our bank accounts have been looking pretty miserable since we finished building our house. I’ve actually been super stressed too and it’s because we currently only have $200 saved. 😳 So completely unprepared if we have anything go wrong. I’ve set a starting goal of $1,000 Emergency fund as per baby step 1 from Dave Ramsey. I’d ideally like to have at least $5k in there at all times so once we’ve hit $1,000 and cash flowed a few other events coming up then we’ll work on throwing more at it. We’re using a mix of Dave and also the barefoot investor, basically taking snippets from each and applying them to our life. This way we’re using the best options for our situation. To get to $1k I’ve set up an automatic payment of $50 a week. It isn’t much but hopefully it will add up quickly and once our other events have been paid for I can throw more at this account. This is also the account I got the bank to hide the other day so I can’t touch it 🙈 I there’s any left over money in my other accounts by my next pay I’m gonna transfer it over and build my balance! #debtfreecommunity #babysteps #babystep1 #emergencyfund #barefootinvestor #goingbarefoot #debtfreecommunitynz #debtfreenz
A local company has hidden $2,000 in cash in our downtown area & they are conducting a scavenger hunt to find it. Guess who’s putting on their sneakers?! Free money? I’m here for it! 👟 👟 💰 💰
Throwback to Josh’s first credit card application in 2005! 🙅🏻‍♀️Denied! Dontcha know you have to have credit to get credit! 😂😂 • • A lot of my friends on here are going more of a FI/RE route (Financial Independence/Retire Early). One of the big differences from the baby steps is using credit cards wisely and taking advantage of the points. This sparked my interest. I chatted with Josh and asked him if he would ever use credit cards again. He said HELL NO! I’m of the same mindset right now, but could be open to it in the future if we could manage it properly. For now we’re just going to keep on rockin’ the baby steps! • • #debtfreecommunity #daveramsey #debtfree #financialpeaceuniversity #debt #debtfreejourney #babystep3 #budget #zerobasedbudget #financiallyindependent #fire #frugal #savemoney #emergencyfund #creditcard
Open House tomorrow at 7pm. You won't wanna miss out! _____________________________________ Learn about: •Emergency Funds •Income Protection •Estate Planning •Debt Elimination •Retirement Strategies •Business Opportunity Message me for details ____________________________________ #openhouse #alwayslearning #alwaysgrowing #estateplanning #emergencyfund #incomeprotection #debtelimination #retirementstrategy #businessopporrunity #businessowners #buildingabusiness #buildinganempire #buildingafamily #ilovewhatido #helpingfamilies #OxnardOffice #Oxnard #VenturaCounty
This week has truly proven why paying off debt and having a emergency fund is so critical. ✅ plumbing repairs ✅ garbage disposal broke ✅ dishwasher repairs ✅ attic fan decided to retire ✅ garage door said I’m done These were all costly repairs which we were able to address with “The Emergency Fund”. Repair emergencies are inevitable, get ahead of it and don’t be caught by surprise. #sowingandreaping #wisdomisthekey #emergencyfund #debtgoals #debtfreecommunity #motivationmonday #blessed 🙏 #estateplanning #motivationalspeaker #motivationalquotes #personalfinancesuccesscoach #personalfinances #decoratoratheart #goodeats #foodie #lowcarb #keto #moneytalk #sugarfreedessert #moneytalk #bhghome #cozycasita #changingspaces #selfcare #cozyhome #favor #goodness #mercy #newseason #wisdomistheprincipalthing #openedeyes
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