JANUARY GOALS: Here it is, exactly the middle of January and I am finally just now posting my goals. You could say it's been a crazy, busy month.
I am really aiming for a mostly #spendfree
month, excluding bills and groceries. I'm pretty proud to say I've only dined out once this month and the rest of my spending has been either gas for my car, groceries, or bills (credit card payment, car payment, & internet, which I got lowered by $30 by calling @xfinity
). I can feel myself going through online shopping withdrawals and last night I dreamed I ate a LOT of chocolate (even though I'm not a big chocolate person), but I'm hanging in there.
posts. Ugh. I started this IG to promote my blog and yet, I haven't written anything in like a month. I want to get back to following the "Beautiful You" (by @rosiemolinary
) prompts but it hasn't happened yet with everything going on. I also have a post about my two words for 2019 to write. So this goal of 1 post a week starts today since the month is halfway over.
The current minimum payment on my credit card is $209. I paid that with the last of my savings last week. Between my current job & the temp one for the Super Bowl at the end of the month, I am aiming to add at least put another $200 towards my #creditcarddebt
by February 1st.
And lastly, my poor, sad emergency fund. The $1000 I accrued by October 2018 served me well as I quit my job to get out of a very toxic environment. It paid 3 months of minimum credit card and car payments. It is currently at $56.25 in my @ally
savings account. I am actually hoping I make a lot of money in my temp Super Bowl job - the potential is there - and completely replenish the fund but if not, I am aiming to at least add $100 in by the end of the month.
It has been a whirlwind month and start of a new year but I am excited for everything that lies ahead of me. I plan on being smarter & more intentional with my money (and helping John make our finances more ours instead of mine and his) and being more intentional with my #writing
this year. #dobetterbebetter #onedayatatime #debtisdumb #debtfree2019 #emergencyfund #livelikenooneelse #livingonabudget #debtsucks #gazelleintense